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DBS Bank Credit card
SAFRA DBS Mastercard
Cash back
MASTERCARD
Apply for SAFRA DBS Mastercard

On DBS Bank's secure site

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Credit card DBS Bank Mastercard

Card review

SAFRA DBS Mastercard

4.2 4.2 out of 5 8.4/10 DebitCue Score Verified

No-annual-fee cashback card exclusive to SAFRA members in Singapore

Fee
No fee
No card annual fee for SAFRA members (SAFRA membership fee applies separately)
Purchase APR
from 27.8%
Interest-free
25 days
Foreign fee
3.25%
Rewards
Up to 3% cashback (as SAFRA$) on local Mastercard contactless, online shopping, and SimplyGo; 0.3% on all other transactions; capped at SAFRA$50/month

Our verdict

What stands out, and where it falls short.

What we like

  • Up to 3% cashback (as SAFRA$) on local Mastercard…
  • No card fee

Worth weighing

  • 3.25% foreign transaction fee

Who It Is For

Whether the SAFRA DBS Mastercard fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in SGD.

Card fee
No fee
Purchase APR
from 27.8%
Interest-free period
25 days
Foreign transaction fee
3.25%
Cash Advance APR
28.5% p.a.

Rewards and features

Rewards
Up to 3% cashback (as SAFRA$) on local Mastercard contactless, online shopping, and SimplyGo; 0.3% on all other transactions; capped at SAFRA$50/month
Pay with
Apple Pay, Google Pay, Contactless
SAFRA$ Expiry
12 months from date of earning
SAFRA$ Redemption
Redeemable at SAFRA clubs and partner merchants

Eligibility

What you need before you apply.

Minimum Annual Income
S$30,000
SAFRA Membership
Must be an active SAFRA member to apply

SAFRA DBS Mastercard: your questions answered

Does the SAFRA DBS Mastercard have a card fee?
No - the SAFRA DBS Mastercard has no card fee.
What rewards does the SAFRA DBS Mastercard earn?
The SAFRA DBS Mastercard earns Up to 3% cashback (as SAFRA$) on local Mastercard contactless, online shopping, and SimplyGo; 0.3% on all other transactions; capped at SAFRA$50/month.
Does the SAFRA DBS Mastercard charge foreign transaction fees?
Yes - the SAFRA DBS Mastercard charges a 3.25% foreign transaction fee.
Is there an interest-free period on the SAFRA DBS Mastercard?
Yes - up to 25 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the SAFRA DBS Mastercard?
The SAFRA DBS Mastercard has a purchase APR of from 27.8%.
Is the SAFRA DBS Mastercard a credit, debit or prepaid card?
The SAFRA DBS Mastercard is a credit card issued by DBS Bank on the Mastercard network.
Does the SAFRA DBS Mastercard support Apple Pay and Google Pay?
Yes - the SAFRA DBS Mastercard works with both Apple Pay and Google Pay.
Where can I get the SAFRA DBS Mastercard?
The SAFRA DBS Mastercard is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.
How does DebitCue rate the SAFRA DBS Mastercard?
DebitCue rates the SAFRA DBS Mastercard 4.2 out of 5 (8.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the SAFRA DBS Mastercard?
Use the Apply now button to continue on DBS Bank's secure site. Comparing and applying through DebitCue is free.

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