SoFi Debit Card (Checking Account) vs Upgrade Boost Money™ Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

SoFi Debit Card (Checking Account) vs Upgrade Boost Money™ Card

Compare SoFi Debit Card (Checking Account) and Upgrade Boost Money™ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

SoFi Debit Card (Checking Account) versus Upgrade Boost Money™ Card compared by attribute
Feature SoFi Debit Card (Checking Account) Upgrade Boost Money™ Card
Card fee No fee No fee
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards No rewards on debit card purchases. Savings balances earn up to 4.50% APY (with direct deposit); checking balances earn 0.50% APY. No cash-back rewards program. Premium subscribers receive purchase security (up to $500/claim), return protection, extended warranty, and trip cancellation protection.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the SoFi Debit Card (Checking Account) if its checked rows above line up with how you spend most.
  • Choose the Upgrade Boost Money™ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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