SoFi Everyday Cash Rewards Credit Card vs U.S. Bank FlexPerks® Gold American Express® Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

SoFi Everyday Cash Rewards Credit Card vs U.S. Bank FlexPerks® Gold American Express® Card

Compare SoFi Everyday Cash Rewards Credit Card and U.S. Bank FlexPerks® Gold American Express® Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

SoFi Everyday Cash Rewards Credit Card versus U.S. Bank FlexPerks® Gold American Express® Card compared by attribute
Feature SoFi Everyday Cash Rewards Credit Card U.S. Bank FlexPerks® Gold American Express® Card
Card fee No fee $85 USD/yr
Purchase APR (from) 19.99% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 3% unlimited cash back on dining at restaurants and food delivery services; 2% on grocery store and convenience store purchases; 1% on all other eligible purchases. 5X FlexPoints on prepaid hotels and car rentals booked through FlexPerks Rewards Center; 3X FlexPoints on dining, takeout, and restaurant delivery; 2X FlexPoints at airlines, gas stations, and EV charging stations; 1X on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available
No card fee -
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the SoFi Everyday Cash Rewards Credit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank FlexPerks® Gold American Express® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review SoFi Everyday Cash Rewards Credit Card Full review U.S. Bank FlexPerks® Gold American Express® Card

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.

Compare other cards Browse all cards