SoFi Unlimited 2% Credit Card vs Wells Fargo Autograph® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

SoFi Unlimited 2% Credit Card vs Wells Fargo Autograph® Card

Compare SoFi Unlimited 2% Credit Card and Wells Fargo Autograph® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

SoFi Unlimited 2% Credit Card versus Wells Fargo Autograph® Card compared by attribute
Feature SoFi Unlimited 2% Credit Card Wells Fargo Autograph® Card
Card fee No fee No fee
Purchase APR (from) 18.49% 18.49%
Interest-free period 25 days -
Foreign transaction fee 0% 0%
Rewards Unlimited 2% cash back on all eligible purchases when redeemed into a SoFi financial account (checking, savings, invest, or loan payoff); 1% when redeemed as a statement credit. 3% cash back on travel booked through SoFi Travel portal. 3X points on restaurants, travel, gas stations, transit, streaming services, and phone plans; 1X on all other purchases. No cap on points earned.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the SoFi Unlimited 2% Credit Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Autograph® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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