Upgrade OneCard™ vs SKYPASS Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Upgrade OneCard™ vs SKYPASS Visa Signature® Card

Compare Upgrade OneCard™ and SKYPASS Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Upgrade OneCard™ versus SKYPASS Visa Signature® Card compared by attribute
Feature Upgrade OneCard™ SKYPASS Visa Signature® Card
Card fee No fee $99 USD/yr
Purchase APR (from) 14.99% 22.24%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards Up to 3% cash back on everyday purchases (convenience stores, drugstores, restaurants, gas, utilities, subscriptions) and 2% on all other purchases when linked to a Rewards Checking Preferred account via Pay Now. Without the checking account link, earns 1.5% on all purchases. $500 annual cap on the 3% tier, then drops to 2%. 2X miles on eligible Korean Air ticket purchases, hotels, and dining; 1X mile on all other eligible purchases. Miles credited to Korean Air SKYPASS frequent flyer account.
Installments Dual-mode card: Pay Now automatically settles selected purchases the next day from a linked bank account (no interest); Pay Later converts purchases into fixed-rate closed-end installment loans. -
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Upgrade OneCard™ if its checked rows above line up with how you spend most.
  • Choose the SKYPASS Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Upgrade OneCard™ Full review SKYPASS Visa Signature® Card

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