Upgrade Select Visa®
Cash back
Upgrade Select Visa®
Upgrade - Visa - Credit card
4.2
4.2 out of 5
8.4/10
Apply now
Head-to-head
Upgrade Select Visa® vs Wells Fargo One Key™ Card
Compare Upgrade Select Visa® and Wells Fargo One Key™ Card side by side: fees, rewards, APR, and perks.
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Wells Fargo One Key™ Card
Points
Wells Fargo One Key™ Card
Wells Fargo - Mastercard - Credit card
5.0
5.0 out of 5
10.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Upgrade Select Visa® | Wells Fargo One Key™ Card |
|---|---|---|
| Card fee | $39 USD/yr | No fee |
| Purchase APR (from) | 21.96% | 18.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | No flat ongoing cash back rate. Cardholders can earn cash back on qualifying purchases at participating merchants through Upgrade Shopping (powered by Dosh). No guaranteed base reward rate. | 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on all other purchases. OneKeyCash redeemable only on Expedia Group sites. |
| Installments | Each purchase converts to a closed-end installment loan at a fixed rate and term. Annual fee is billed in 12 equal monthly installments drawn from the credit line. | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Upgrade Select Visa® if its checked rows above line up with how you spend most.
- Choose the Wells Fargo One Key™ Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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