Upgrade Visa® Debit Card (Rewards Checking Preferred)
Cash back
Upgrade Visa® Debit Card (Rewards Checking Preferred)
Upgrade - Visa - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Head-to-head
Upgrade Visa® Debit Card (Rewards Checking Preferred) vs U.S. Bank Cash+® Secured Visa® Card
Compare Upgrade Visa® Debit Card (Rewards Checking Preferred) and U.S. Bank Cash+® Secured Visa® Card side by side: fees, rewards, APR, and perks.
Last verified
U.S. Bank Cash+® Secured Visa® Card
Cash back
U.S. Bank Cash+® Secured Visa® Card
U.S. Bank - Visa - Credit card
4.7
4.7 out of 5
9.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Upgrade Visa® Debit Card (Rewards Checking Preferred) | U.S. Bank Cash+® Secured Visa® Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 29.24% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 3% |
| Rewards | Up to 2% cash back on purchases at convenience stores, drug stores, gas stations, restaurants, monthly subscriptions, and utilities. Capped at $500 in 2% rewards per calendar year (then drops). Requires $1,000/month direct deposit to maintain top-tier rewards. | 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Upgrade Visa® Debit Card (Rewards Checking Preferred) if its checked rows above line up with how you spend most.
- Choose the U.S. Bank Cash+® Secured Visa® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.