Upgrade Visa® Debit Card (Rewards Checking Preferred) vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Upgrade Visa® Debit Card (Rewards Checking Preferred) vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Compare Upgrade Visa® Debit Card (Rewards Checking Preferred) and U.S. Bank Shopper Cash Rewards® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Upgrade Visa® Debit Card (Rewards Checking Preferred) versus U.S. Bank Shopper Cash Rewards® Visa Signature® Card compared by attribute
Feature Upgrade Visa® Debit Card (Rewards Checking Preferred) U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Card fee No fee $95 USD/yr
Purchase APR (from) - 18.74%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards Up to 2% cash back on purchases at convenience stores, drug stores, gas stations, restaurants, monthly subscriptions, and utilities. Capped at $500 in 2% rewards per calendar year (then drops). Requires $1,000/month direct deposit to maintain top-tier rewards. 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Upgrade Visa® Debit Card (Rewards Checking Preferred) if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Upgrade Visa® Debit Card (Rewards Checking Preferred) Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card

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