Upgrade Visa® Debit Card (Rewards Checking Preferred)
Cash back
Upgrade Visa® Debit Card (Rewards Checking Preferred)
Upgrade - Visa - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Select your country to see available cards
Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.
Head-to-head
Compare Upgrade Visa® Debit Card (Rewards Checking Preferred) and SKYPASS Visa Signature® Card side by side: fees, rewards, APR, and perks.
Last verified
Upgrade - Visa - Debit card
U.S. Bank - Visa - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Upgrade Visa® Debit Card (Rewards Checking Preferred) | SKYPASS Visa Signature® Card |
|---|---|---|
| Card fee | No fee | $99 USD/yr |
| Purchase APR (from) | - | 22.24% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | Up to 2% cash back on purchases at convenience stores, drug stores, gas stations, restaurants, monthly subscriptions, and utilities. Capped at $500 in 2% rewards per calendar year (then drops). Requires $1,000/month direct deposit to maintain top-tier rewards. | 2X miles on eligible Korean Air ticket purchases, hotels, and dining; 1X mile on all other eligible purchases. Miles credited to Korean Air SKYPASS frequent flyer account. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Line up any two cards side by side, or browse the full list to find your next card.