U.S. Bank FlexPerks® Gold American Express® Card
Points
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank - American Express - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
U.S. Bank FlexPerks® Gold American Express® Card vs Wells Fargo Reflect® Card
Compare U.S. Bank FlexPerks® Gold American Express® Card and Wells Fargo Reflect® Card side by side: fees, rewards, APR, and perks.
Last verified
Wells Fargo Reflect® Card
No rewards
Wells Fargo Reflect® Card
Wells Fargo - Visa - Credit card
4.4
4.4 out of 5
8.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | U.S. Bank FlexPerks® Gold American Express® Card | Wells Fargo Reflect® Card |
|---|---|---|
| Card fee | $85 USD/yr | No fee |
| Purchase APR (from) | - | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 3% |
| Rewards | 5X FlexPoints on prepaid hotels and car rentals booked through FlexPerks Rewards Center; 3X FlexPoints on dining, takeout, and restaurant delivery; 2X FlexPoints at airlines, gas stations, and EV charging stations; 1X on all other purchases. | No ongoing rewards program; card is optimized for 0% intro APR on purchases and balance transfers. |
| Installments | U.S. Bank ExtendPay® Plans available | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the U.S. Bank FlexPerks® Gold American Express® Card if its checked rows above line up with how you spend most.
- Choose the Wells Fargo Reflect® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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