Credit card

Wells Fargo Active Cash® Card

Cash back

VISA

Apply for Wells Fargo Active Cash® Card

On Wells Fargo's secure site

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Credit card Wells Fargo Visa

Card review

Wells Fargo Active Cash® Card

4.8 9.6/10 DebitCue Score Verified Jun 20, 2026

Unlimited 2% cash back, no annual fee

Fee: No fee
Purchase APR: 18.49% - 28.49%
Interest-free: -
Foreign fee: 3%

Rewards

Unlimited 2% cash rewards on all purchases with no category restrictions.

Welcome offer

$200 cash rewards after $500 in purchases within the first 3 months from account opening.

Our verdict

What stands out, and where it falls short.

What we like

Unlimited 2% cash rewards on all purchases with no…
Welcome bonus
No card fee

Worth weighing

3% foreign transaction fee

Who It Is For

Whether the Wells Fargo Active Cash® Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 18.49% - 28.49%
Interest-free period: -
Foreign transaction fee: 3%
Regular APR: 18.49%, 24.49%, or 28.49% Variable
Intro APR: 0% for 12 months on purchases and qualifying balance transfers
Foreign Transaction Fee: 3%
Balance Transfer Fee: 3% intro fee for 120 days, then up to 5% (min $5)

Rewards and features

Rewards: Unlimited 2% cash rewards on all purchases with no category restrictions.
Welcome offer: $200 cash rewards after $500 in purchases within the first 3 months from account opening.
Pay with: Apple Pay, Google Pay, Contactless
Rewards Redemption: Redeem as statement credit, direct deposit, gift cards, travel, charitable donations, or mortgage/loan credit

Benefits and perks

Extras that come bundled with the card.

Cell Phone Protection

Up to $600 coverage against damage or theft when you pay your monthly cell phone bill with the card; $25 deductible, max 2 claims per 12 months.
Auto Rental Collision Damage Waiver

Secondary auto rental collision damage waiver when you reserve and pay for the full rental with the card.
Visa Signature Concierge

24/7 Visa Signature Concierge services for travel, dining, and entertainment booking assistance.

Wells Fargo Active Cash® Card: your questions answered

Does the Wells Fargo Active Cash® Card have a card fee?

No - the Wells Fargo Active Cash® Card has no card fee.

What rewards does the Wells Fargo Active Cash® Card earn?

The Wells Fargo Active Cash® Card earns Unlimited 2% cash rewards on all purchases with no category restrictions..

Does the Wells Fargo Active Cash® Card charge foreign transaction fees?

Yes - the Wells Fargo Active Cash® Card charges a 3% foreign transaction fee.

What is the interest rate on the Wells Fargo Active Cash® Card?

The Wells Fargo Active Cash® Card has a purchase APR of 18.49% - 28.49%.

Does the Wells Fargo Active Cash® Card have a welcome offer?

Yes - $200 cash rewards after $500 in purchases within the first 3 months from account opening..

Is the Wells Fargo Active Cash® Card a credit, debit or prepaid card?

The Wells Fargo Active Cash® Card is a credit card issued by Wells Fargo on the Visa network.

Does the Wells Fargo Active Cash® Card support Apple Pay and Google Pay?

Yes - the Wells Fargo Active Cash® Card works with both Apple Pay and Google Pay.

Where can I get the Wells Fargo Active Cash® Card?

The Wells Fargo Active Cash® Card is currently offered in United States.

How does DebitCue rate the Wells Fargo Active Cash® Card?

DebitCue rates the Wells Fargo Active Cash® Card 4.8 out of 5 (9.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Wells Fargo Active Cash® Card?

Use the Apply now button to continue on Wells Fargo's secure site. Comparing and applying through DebitCue is free.