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Wells Fargo Credit card
Wells Fargo Choice Privileges® Mastercard®
Points
MASTERCARD
Apply for Wells Fargo Choice Privileges® Mastercard®

On Wells Fargo's secure site

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Credit card Wells Fargo Mastercard

Card review

Wells Fargo Choice Privileges® Mastercard®

4.8 4.8 out of 5 9.6/10 DebitCue Score Verified

No-fee Choice Hotels card with Gold Elite status

Fee
No fee
Purchase APR
19.74% - 28.49%
Interest-free
-
Foreign fee
None
Rewards
5X Choice Privileges points at participating Choice Hotels properties; 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases.
Welcome offer
40,000 Choice Privileges bonus points after $1,000 in purchases within the first 3 months from account opening.

Our verdict

What stands out, and where it falls short.

What we like

  • 5X Choice Privileges points at participating Choice Hotels properties;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Wells Fargo Choice Privileges® Mastercard® fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
19.74% - 28.49%
Interest-free period
-
Foreign transaction fee
None
Regular APR
19.74%, 24.49%, or 28.49% Variable

Rewards and features

Rewards
5X Choice Privileges points at participating Choice Hotels properties; 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases.
Welcome offer
40,000 Choice Privileges bonus points after $1,000 in purchases within the first 3 months from account opening.
Pay with
Apple Pay, Google Pay, Contactless
Hotel Status
Automatic Gold Elite status: early check-in, extended checkout, 10% elite point bonus
Points Redemption
Redeem for free nights at Choice Hotels (Comfort Inn, Quality Inn, Cambria, Radisson, and more)

Benefits and perks

Extras that come bundled with the card.

  • Cell Phone Protection
    Cell phone protection against damage or theft when you pay your monthly bill with the card.
  • No Foreign Transaction Fees
    Zero foreign transaction fee on international purchases.

Eligibility

What you need before you apply.

Credit Recommended
Good to excellent (670+ FICO)

Wells Fargo Choice Privileges® Mastercard®: your questions answered

Does the Wells Fargo Choice Privileges® Mastercard® have a card fee?
No - the Wells Fargo Choice Privileges® Mastercard® has no card fee.
What rewards does the Wells Fargo Choice Privileges® Mastercard® earn?
The Wells Fargo Choice Privileges® Mastercard® earns 5X Choice Privileges points at participating Choice Hotels properties; 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases..
Does the Wells Fargo Choice Privileges® Mastercard® charge foreign transaction fees?
No - the Wells Fargo Choice Privileges® Mastercard® has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Wells Fargo Choice Privileges® Mastercard®?
The Wells Fargo Choice Privileges® Mastercard® has a purchase APR of 19.74% - 28.49%.
Does the Wells Fargo Choice Privileges® Mastercard® have a welcome offer?
Yes - 40,000 Choice Privileges bonus points after $1,000 in purchases within the first 3 months from account opening..
Is the Wells Fargo Choice Privileges® Mastercard® a credit, debit or prepaid card?
The Wells Fargo Choice Privileges® Mastercard® is a credit card issued by Wells Fargo on the Mastercard network.
Does the Wells Fargo Choice Privileges® Mastercard® support Apple Pay and Google Pay?
Yes - the Wells Fargo Choice Privileges® Mastercard® works with both Apple Pay and Google Pay.
Where can I get the Wells Fargo Choice Privileges® Mastercard®?
The Wells Fargo Choice Privileges® Mastercard® is currently offered in United States.
How does DebitCue rate the Wells Fargo Choice Privileges® Mastercard®?
DebitCue rates the Wells Fargo Choice Privileges® Mastercard® 4.8 out of 5 (9.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Wells Fargo Choice Privileges® Mastercard®?
Use the Apply now button to continue on Wells Fargo's secure site. Comparing and applying through DebitCue is free.

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