Wells Fargo One Key™ Card
Points
Wells Fargo One Key™ Card
Wells Fargo - Mastercard - Credit card
5.0
5.0 out of 5
10.0/10
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Head-to-head
Wells Fargo One Key™ Card vs Wells Fargo Reflect® Card
Compare Wells Fargo One Key™ Card and Wells Fargo Reflect® Card side by side: fees, rewards, APR, and perks.
Last verified
Wells Fargo Reflect® Card
No rewards
Wells Fargo Reflect® Card
Wells Fargo - Visa - Credit card
4.4
4.4 out of 5
8.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Wells Fargo One Key™ Card | Wells Fargo Reflect® Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 18.49% | 17.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 3% |
| Rewards | 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on all other purchases. OneKeyCash redeemable only on Expedia Group sites. | No ongoing rewards program; card is optimized for 0% intro APR on purchases and balance transfers. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Wells Fargo One Key™ Card if its checked rows above line up with how you spend most.
- Choose the Wells Fargo Reflect® Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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