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Wise Debit card
Wise Multi-Currency Card
No rewards
MASTERCARD
Apply for Wise Multi-Currency Card

On Wise's secure site

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Card review

Wise Multi-Currency Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

Spend in 40+ currencies at the real exchange rate with no foreign transaction fee

Fee
No fee
Foreign fee
None
Rewards
None

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • No foreign transaction fees

Worth weighing

  • No rewards programme

Who It Is For

Whether the Wise Multi-Currency Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers

Skip it if you are

  • Rewards-chasers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Foreign transaction fee
None
Card ordering fee (one-time)
$9 USD / £7 GBP / €6 EUR (varies by country)
Currency conversion fee
From 0.33%–1.75% depending on currency pair; free when spending held currency
ATM withdrawals (from May 2026)
Free up to $250 USD / £250 GBP / €250 EUR per month; then fixed + variable fee (e.g. $1.95 + 1.95% in US, 2.69% in EU) above the allowance

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Network by region
Mastercard in most regions; Visa in Canada and select markets — customer cannot choose

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fee
    Zero foreign transaction fees when spending in any currency in 160+ countries
  • Instant card freeze
    Freeze and unfreeze the card instantly via the Wise app for added security
  • Up to 3 virtual cards
    Generate up to 3 disposable/virtual card numbers simultaneously for secure online spending

Eligibility

What you need before you apply.

Available countries
US, UK, EU/EEA, Switzerland, Singapore, Malaysia, Japan, Australia, New Zealand, Brazil, Canada, India (travel card). Not available in Pakistan or Bangladesh.

Wise Multi-Currency Card: your questions answered

Does the Wise Multi-Currency Card have a card fee?
No - the Wise Multi-Currency Card has no card fee.
Does the Wise Multi-Currency Card charge foreign transaction fees?
No - the Wise Multi-Currency Card has no foreign transaction fees, so it suits spending abroad.
Is the Wise Multi-Currency Card a credit, debit or prepaid card?
The Wise Multi-Currency Card is a debit card issued by Wise on the Mastercard network.
Does the Wise Multi-Currency Card support Apple Pay and Google Pay?
Yes - the Wise Multi-Currency Card works with both Apple Pay and Google Pay.
Where can I get the Wise Multi-Currency Card?
The Wise Multi-Currency Card is currently offered in Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus and 34 more.
How does DebitCue rate the Wise Multi-Currency Card?
DebitCue rates the Wise Multi-Currency Card 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Wise Multi-Currency Card?
Use the Apply now button to continue on Wise's secure site. Comparing and applying through DebitCue is free.

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