Biscuit by Zopa vs Zopa Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Biscuit by Zopa vs Zopa Credit Card

Compare Biscuit by Zopa and Zopa Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Biscuit by Zopa versus Zopa Credit Card compared by attribute
Feature Biscuit by Zopa Zopa Credit Card
Card fee No fee No fee
Purchase APR (from) - 9.9%
Interest-free period - 56 days
Foreign transaction fee 0% 0%
Rewards 2% cashback on eligible Direct Debit bill payments, on up to £1,500 of Direct Debits per year (maximum £30 cashback per year). Also earns 2.00% AER variable interest on the full everyday balance with no upper limit. -
Installments - -
No card fee
No foreign transaction fee
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Biscuit by Zopa if its checked rows above line up with how you spend most.
  • Choose the Zopa Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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