British Airways American Express Credit Card vs Curve Pay: fees, rewards and APR compared - DebitCue Skip to content
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British Airways American Express Credit Card vs Curve Pay

Compare British Airways American Express Credit Card and Curve Pay side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

British Airways American Express Credit Card versus Curve Pay compared by attribute
Feature British Airways American Express Credit Card Curve Pay
Card fee No fee No fee
Purchase APR (from) 29.1% -
Interest-free period 56 days -
Foreign transaction fee 2.99% 0%
Rewards 1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead. Access to single-use and always-active cashback offers (up to 5% from selected merchants, UK only). Cashback credited as Curve Cash Points.
Installments Flexible instalment plan available Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check)
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the British Airways American Express Credit Card if its checked rows above line up with how you spend most.
  • Choose the Curve Pay if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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