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American Express UK Credit card
British Airways American Express Credit Card
Miles
AMEX
Apply for British Airways American Express Credit Card

On American Express UK's secure site

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Card review

British Airways American Express Credit Card

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Earn Avios on every purchase with no annual fee

Fee
No fee
Purchase APR
from 29.1%
Interest-free
56 days
Foreign fee
2.99%
Rewards
1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead.
Welcome offer
5,000 Avios when spending £2,000 in the first 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • 1 Avios per £1 on all purchases. Companion Voucher…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
  • Travel insurance included

Worth weighing

  • 2.99% foreign transaction fee
  • High interest if you carry a balance

Who It Is For

Whether the British Airways American Express Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
from 29.1%
Interest-free period
56 days
Foreign transaction fee
2.99%
Representative APR
29.1% variable
Non-Sterling Transaction Fee
2.99%

Rewards and features

Rewards
1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead.
Welcome offer
5,000 Avios when spending £2,000 in the first 3 months
Installments
Flexible instalment plan available
Pay with
Apple Pay, Google Pay, Contactless
Avios Earn Rate
1 Avios per £1 on all purchases
Companion Voucher Threshold
£15,000 spend per membership year (Economy only)

Benefits and perks

Extras that come bundled with the card.

  • Travel Accident Insurance
    Up to £75,000 travel accident insurance on travel purchased with the card
  • Refund Protection
    Up to £200 per item, £750 annually for items retailers won't refund
  • Companion Voucher
    2-for-1 Avios reward flight in Economy after £15,000 annual spend on BA, Iberia, Aer Lingus

Eligibility

What you need before you apply.

Bonus Eligibility
Must not have held a personal Amex card in previous 24 months

British Airways American Express Credit Card: your questions answered

Does the British Airways American Express Credit Card have a card fee?
No - the British Airways American Express Credit Card has no card fee.
What rewards does the British Airways American Express Credit Card earn?
The British Airways American Express Credit Card earns 1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead..
Does the British Airways American Express Credit Card charge foreign transaction fees?
Yes - the British Airways American Express Credit Card charges a 2.99% foreign transaction fee.
Is there an interest-free period on the British Airways American Express Credit Card?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the British Airways American Express Credit Card?
The British Airways American Express Credit Card has a purchase APR of from 29.1%.
Does the British Airways American Express Credit Card have a welcome offer?
Yes - 5,000 Avios when spending £2,000 in the first 3 months.
Can I pay in installments with the British Airways American Express Credit Card?
Yes - Flexible instalment plan available.
Is the British Airways American Express Credit Card a credit, debit or prepaid card?
The British Airways American Express Credit Card is a credit card issued by American Express UK on the American Express network.
Does the British Airways American Express Credit Card support Apple Pay and Google Pay?
Yes - the British Airways American Express Credit Card works with both Apple Pay and Google Pay.
Where can I get the British Airways American Express Credit Card?
The British Airways American Express Credit Card is currently offered in United Kingdom.

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