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Discover Credit card
Discover it® Miles
Miles
Apply for Discover it® Miles

On Discover's secure site

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Credit card Discover

Card review

Discover it® Miles

5.0 5.0 out of 5 10.0/10 DebitCue Score Verified

Flat-rate travel miles with a first-year match — no annual fee.

Fee
No fee
Purchase APR
17.49% - 26.49%
Interest-free
25 days
Foreign fee
None
Rewards
Unlimited 1.5x Miles on every purchase; 100 Miles = $1 in cash or travel statement credit
Welcome offer
Unlimited Mile-for-Mile Match: Discover matches all miles earned at end of year one automatically

Our verdict

What stands out, and where it falls short.

What we like

  • Unlimited 1.5x Miles on every purchase; 100 Miles =…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
  • Travel insurance included

Who It Is For

Whether the Discover it® Miles fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
17.49% - 26.49%
Interest-free period
25 days
Foreign transaction fee
None
Intro APR (purchases)
0% for 15 months, then 17.49%–26.49% variable
Intro APR (balance transfers)
0% for 15 months, then 17.49%–26.49% variable

Rewards and features

Rewards
Unlimited 1.5x Miles on every purchase; 100 Miles = $1 in cash or travel statement credit
Welcome offer
Unlimited Mile-for-Mile Match: Discover matches all miles earned at end of year one automatically
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Miles redemption
100 Miles = $1 toward travel statement credits, cash, Amazon, or PayPal; no minimum redemption
Miles expiration
Miles never expire as long as account is active

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
  • Flexible travel redemptions (airfare, hotels, rideshares, restaurants, gas)
  • Free FICO® Score access
  • First late fee forgiven

Eligibility

What you need before you apply.

Credit score
Good to excellent (FICO 670+)

Discover it® Miles: your questions answered

Does the Discover it® Miles have a card fee?
No - the Discover it® Miles has no card fee.
What rewards does the Discover it® Miles earn?
The Discover it® Miles earns Unlimited 1.5x Miles on every purchase; 100 Miles = $1 in cash or travel statement credit.
Does the Discover it® Miles charge foreign transaction fees?
No - the Discover it® Miles has no foreign transaction fees, so it suits spending abroad.
Is there an interest-free period on the Discover it® Miles?
Yes - up to 25 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Discover it® Miles?
The Discover it® Miles has a purchase APR of 17.49% - 26.49%.
Does the Discover it® Miles have a welcome offer?
Yes - Unlimited Mile-for-Mile Match: Discover matches all miles earned at end of year one automatically.
Is the Discover it® Miles a credit, debit or prepaid card?
The Discover it® Miles is a credit card issued by Discover on the Discover network.
Does the Discover it® Miles support Apple Pay and Google Pay?
Yes - the Discover it® Miles works with both Apple Pay and Google Pay.
Where can I get the Discover it® Miles?
The Discover it® Miles is currently offered in United States.
How does DebitCue rate the Discover it® Miles?
DebitCue rates the Discover it® Miles 5.0 out of 5 (10.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

Before you decide

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No-annual-fee entry into Capital One's miles ecosystem with a 15-month 0% intro APR

Miles No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 1.25x miles on all purchases; 5x miles on hotels,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
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Simple 2% on gas and dining with an industry-leading balance transfer offer.

Cash back No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
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Show your team pride while earning rotating 5% cash back.

Cash back No FX fee
Fee
No fee
Interest
18.24% - 27.24%
Interest-free
25 days

Why we like it

  • 5% cash back on rotating quarterly categories (up to…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
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