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American Express UK

Card issuer

American Express UK

Don't live life without it

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Cards reviewed
11
Average rating
4.4/5
Headquarters
United Kingdom
Founded
1850

American Express issues a full range of consumer credit and charge cards in the United Kingdom, from no-fee cashback and rewards cards to ultra-premium metal cards. Products span straightforward cashback, airline miles (Avios via British Airways), hotel points (Marriott Bonvoy, Nectar), and Membership Rewards points transferable to dozens of travel partners. Amex is the issuer; co-branded cards are issued in partnership with British Airways, Nectar/Sainsbury's, Marriott, and Vitality.

Full lineup

American Express UK cards

See all in the card finder
American Express UK Credit card
American Express Cashback Credit Card
Cash back
AMEX
4.3 4.3 out of 5
Best for travel insurance
Credit card American Express UK - American Express

American Express Cashback Credit Card

8.6/10

More cashback for regular spenders

Cash back Pay in installments
Fee
£25 GBP/yr (≈ $31)
Interest
from 34.6%
Interest-free
56 days

Why we like it

  • 0.75% cashback on the first £10,000 of annual spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
Apply now On American Express UK's secure site View details
American Express UK Credit card
American Express Cashback Everyday Credit Card
Cash back
AMEX
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express UK - American Express

American Express Cashback Everyday Credit Card

9.2/10

Earn cashback with no annual fee

Cash back Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 0.5% cashback on up to £10,000 annual spend; 1%…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
American Express Preferred Rewards Gold Credit Card
Points
AMEX
4.4 4.4 out of 5
Best for lounge access
Credit card American Express UK - American Express

American Express Preferred Rewards Gold Credit Card

8.8/10

Premium rewards with a first-year free trial

Points Pay in installments
Fee
£195 GBP/yr (≈ $240)
Interest
29.1% - 85.8%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 on general spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Airport lounge access
Apply now On American Express UK's secure site View details
American Express UK Credit card
American Express Rewards Credit Card
Points
AMEX
4.6 4.6 out of 5
Longest interest-free period
Credit card American Express UK - American Express

American Express Rewards Credit Card

9.2/10

Flexible points with no annual fee, permanently free

Points Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 spent. Points transfer…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
American Express UK The Platinum Card
Points
AMEX
4.5 4.5 out of 5
Best for lounge access
Credit card American Express UK - American Express

American Express UK The Platinum Card

9.0/10

The ultimate metal card for frequent travellers

Points Pay in installments No FX fee
Fee
£650 GBP/yr (≈ $810)
Interest
29.1% - 685.3%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 on all spend.…
  • Welcome bonus
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
British Airways American Express Credit Card
Miles
AMEX
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express UK - American Express

British Airways American Express Credit Card

9.2/10

Earn Avios on every purchase with no annual fee

Miles Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Avios per £1 on all purchases. Companion Voucher…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
British Airways American Express Premium Plus Card
Miles
AMEX
4.5 4.5 out of 5
Best for travel insurance
Credit card American Express UK - American Express

British Airways American Express Premium Plus Card

9.0/10

Premium Avios earning with a multi-cabin 2-for-1 voucher

Miles Pay in installments No FX fee
Fee
£300 GBP/yr (≈ $380)
Interest
29.1% - 135.7%
Interest-free
56 days

Why we like it

  • 1.5 Avios per £1 on all purchases; 3 Avios…
  • Welcome bonus
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
Marriott Bonvoy American Express Card
Points
AMEX
4.3 4.3 out of 5
Best for travel insurance
Credit card American Express UK - American Express

Marriott Bonvoy American Express Card

8.6/10

Earn hotel points and elite status on everyday spending

Points Pay in installments
Fee
£95 GBP/yr (≈ $120)
Interest
29.1% - 52.5%
Interest-free
56 days

Why we like it

  • 2 Marriott Bonvoy points per £1 on all spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
Apply now On American Express UK's secure site View details
American Express UK Credit card
Nectar American Express Credit Card
Points
AMEX
4.3 4.3 out of 5
Longest interest-free period
Credit card American Express UK - American Express

Nectar American Express Credit Card

8.6/10

Supercharge your Nectar points on everyday shopping

Points Pay in installments
Fee
£30 GBP/yr (≈ $38)
Interest
29.1% - 35.8%
Interest-free
56 days

Why we like it

  • 2 Nectar points per £1 on everyday purchases; 3…
  • Welcome bonus
  • 56-day interest-free period
  • Pay in installments
Apply now On American Express UK's secure site View details
American Express UK Credit card
Vitality American Express Credit Card
Cash back
AMEX
4.7 4.7 out of 5
Longest interest-free period
Credit card American Express UK - American Express

Vitality American Express Credit Card

9.4/10

Earn more cashback by staying active — exclusively for Vitality members

Cash back Pay in installments
Fee
No fee
Interest
29.4% - 45%
Interest-free
56 days

Why we like it

  • 0.5% cashback on first £10,000 annual spend; 1% above…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
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