Marriott Bonvoy American Express Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

American Express UK Credit card
Marriott Bonvoy American Express Card
Points
AMEX
Apply for Marriott Bonvoy American Express Card

On American Express UK's secure site

Compare similar cards
Credit card American Express UK American Express

Card review

Marriott Bonvoy American Express Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

Earn hotel points and elite status on everyday spending

Fee
£95 GBP/yr (≈ $120)
Purchase APR
29.1% - 52.5%
Interest-free
56 days
Foreign fee
2.99%
Rewards
2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend.
Welcome offer
20,000 Marriott Bonvoy points when spending £3,000 in the first 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • 2 Marriott Bonvoy points per £1 on all spend;…
  • Welcome bonus
  • 56-day interest-free period
  • Travel insurance included
  • Pay in installments

Worth weighing

  • £95 GBP/yr (≈ $120) card fee
  • 2.99% foreign transaction fee
  • High interest if you carry a balance

Who It Is For

Whether the Marriott Bonvoy American Express Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the £95 GBP/yr (≈ $120) fee
  • Frequent international travelers

Rates and fees

As of

All amounts shown in GBP.

Card fee
£95 GBP/yr (≈ $120)
Purchase APR
29.1% - 52.5%
Interest-free period
56 days
Foreign transaction fee
2.99%
Representative APR
52.5% variable (incl. £95 fee)
Purchase Rate
29.1% p.a. variable
Non-Sterling Transaction Fee
2.99%

Rewards and features

Rewards
2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend.
Welcome offer
20,000 Marriott Bonvoy points when spending £3,000 in the first 3 months
Installments
Flexible instalment plan available
Pay with
Apple Pay, Google Pay, Contactless
Points Earn Rate
6 pts/£1 at Marriott; 2 pts/£1 elsewhere

Benefits and perks

Extras that come bundled with the card.

  • Automatic Silver Elite Status
    15 Elite Night Credits granted annually, conferring Marriott Bonvoy Silver Elite status
  • Annual Free Night Award
    Free night up to 25,000-point category hotels at £25,000 annual card spend
  • Global Assist
    24/7 Global Assist emergency travel assistance

Eligibility

What you need before you apply.

Bonus Eligibility
Must not have held a personal Amex card in previous 24 months

Marriott Bonvoy American Express Card: your questions answered

How much does the Marriott Bonvoy American Express Card cost?
The Marriott Bonvoy American Express Card costs £95 GBP/yr (≈ $120).
What rewards does the Marriott Bonvoy American Express Card earn?
The Marriott Bonvoy American Express Card earns 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend..
Does the Marriott Bonvoy American Express Card charge foreign transaction fees?
Yes - the Marriott Bonvoy American Express Card charges a 2.99% foreign transaction fee.
Is there an interest-free period on the Marriott Bonvoy American Express Card?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Marriott Bonvoy American Express Card?
The Marriott Bonvoy American Express Card has a purchase APR of 29.1% - 52.5%.
Does the Marriott Bonvoy American Express Card have a welcome offer?
Yes - 20,000 Marriott Bonvoy points when spending £3,000 in the first 3 months.
Can I pay in installments with the Marriott Bonvoy American Express Card?
Yes - Flexible instalment plan available.
Is the Marriott Bonvoy American Express Card a credit, debit or prepaid card?
The Marriott Bonvoy American Express Card is a credit card issued by American Express UK on the American Express network.
Does the Marriott Bonvoy American Express Card support Apple Pay and Google Pay?
Yes - the Marriott Bonvoy American Express Card works with both Apple Pay and Google Pay.
Where can I get the Marriott Bonvoy American Express Card?
The Marriott Bonvoy American Express Card is currently offered in United Kingdom.

Before you decide

Alternatives to the Marriott Bonvoy American Express Card

Browse all cards
American Express Credit card
American Express® Green Card
Points
4.7 4.7 out of 5
Best for travel insurance
Credit card American Express

American Express® Green Card

9.4/10

Triple points on travel, transit, and dining at a mid-tier $150 annual fee.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x points on travel, transit, and restaurants worldwide; 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
American Express Credit card
The Platinum Card® from American Express
Points
4.7 4.7 out of 5
Best for lounge access
Credit card American Express

The Platinum Card® from American Express

9.4/10

The definitive premium travel card with over $3,500 in annual credits and 1,550+ lounge access.

Points No FX fee
Fee
$895 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 5x points on flights booked directly with airlines or…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
U.S. Bank Credit card
U.S. Bank FlexPerks® Gold American Express® Card
Points
AMEX
4.7 4.7 out of 5
Best for rewards
Credit card U.S. Bank - American Express

U.S. Bank FlexPerks® Gold American Express® Card

9.4/10

Earn FlexPoints on dining and travel — with Amex-exclusive perks

Points Pay in installments No FX fee
Fee
$85 USD/yr
Interest
Not published
Interest-free
-

Why we like it

  • 5X FlexPoints on prepaid hotels and car rentals booked…
  • Welcome bonus
  • No foreign transaction fees
  • Pay in installments
Apply now On U.S. Bank's secure site View details
American Express Credit card
American Express® Gold Card
Points
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express

American Express® Gold Card

9.2/10

The foodie's travel card — 4x at restaurants and supermarkets with over $400 in annual dining credits.

Points No FX fee
Fee
$325 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 4x points at restaurants worldwide and U.S. supermarkets (up…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details