Credit card

American Express® Green Card

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Credit card American Express

Card review

American Express® Green Card

4.7 9.4/10 DebitCue Score Verified Jun 20, 2026

Triple points on travel, transit, and dining at a mid-tier $150 annual fee.

Fee: $150 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: None

Rewards

3x points on travel, transit, and restaurants worldwide; 1x on all other purchases

Welcome offer

40,000 Membership Rewards points after $3,000 spend in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

3x points on travel, transit, and restaurants worldwide; 1x…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$150 USD/yr card fee

Who It Is For

Whether the American Express® Green Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $150 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $150 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: None

Rewards and features

Rewards: 3x points on travel, transit, and restaurants worldwide; 1x on all other purchases
Welcome offer: 40,000 Membership Rewards points after $3,000 spend in first 6 months
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Pay Over Time: APR 19.49%–28.49% variable on carried balances
Transit categories: Trains, buses, subways, taxis, rideshare, ferries, tolls, parking — all earn 3x
Travel categories: Airfare, hotels, cruises, tours, car rentals, campgrounds, vacation rentals

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fees
Up to $209/yr CLEAR+ credit for expedited airport security
Trip delay reimbursement (up to $300 for delays over 12 hrs), baggage protection
Car rental insurance (secondary, up to $50,000)
Purchase protection and extended warranty coverage

Eligibility

What you need before you apply.

Recommended Credit: Good to Excellent (670+)

American Express® Green Card: your questions answered

How much does the American Express® Green Card cost?

The American Express® Green Card costs $150 USD/yr.

What rewards does the American Express® Green Card earn?

The American Express® Green Card earns 3x points on travel, transit, and restaurants worldwide; 1x on all other purchases.

Does the American Express® Green Card charge foreign transaction fees?

No - the American Express® Green Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the American Express® Green Card?

The American Express® Green Card has a purchase APR of 19.49% - 28.49%.

Does the American Express® Green Card have a welcome offer?

Yes - 40,000 Membership Rewards points after $3,000 spend in first 6 months.

Is the American Express® Green Card a credit, debit or prepaid card?

The American Express® Green Card is a credit card issued by American Express on the American Express network.

Does the American Express® Green Card support Apple Pay and Google Pay?

Yes - the American Express® Green Card works with both Apple Pay and Google Pay.

Where can I get the American Express® Green Card?

The American Express® Green Card is currently offered in United States.

How does DebitCue rate the American Express® Green Card?

DebitCue rates the American Express® Green Card 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the American Express® Green Card?

Use the Apply now button to continue on American Express's secure site. Comparing and applying through DebitCue is free.