Credit card

Hilton Honors American Express Aspire Card

Points

Apply for Hilton Honors American Express Aspire Card

On American Express's secure site

Compare similar cards

Credit card American Express

Card review

Hilton Honors American Express Aspire Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Top-tier Hilton card with Diamond status, free night awards, and resort credits.

Fee: $550 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: None

Rewards

14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases

Welcome offer

175,000 Hilton Honors bonus points after $6,000 spend in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

14x Hilton points on Hilton purchases; 7x on flights,…
Welcome bonus
No foreign transaction fees
Travel insurance included

Worth weighing

$550 USD/yr card fee

Who It Is For

Whether the Hilton Honors American Express Aspire Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $550 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $550 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: None

Rewards and features

Rewards: 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases
Welcome offer: 175,000 Hilton Honors bonus points after $6,000 spend in first 6 months
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Hotel Elite Status: Complimentary Hilton Honors Diamond status (the highest tier; breakfast, upgrades, executive lounge)
Free Night Rewards: Annual Free Night Reward on renewal; additional night rewards at $60k and $120k spend
Property Credit: Up to $100 on-property credit at Waldorf Astoria and Conrad properties (2-night minimum)

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fees
Up to $400/yr Hilton resort credit ($200 semi-annually)
Up to $200/yr airline fee credit ($50/quarter)
Up to $209/yr CLEAR+ membership credit
Trip cancellation/interruption, baggage insurance
Car rental loss and damage insurance; National Emerald Club Executive status
Cell phone protection up to $800 per claim

Eligibility

What you need before you apply.

Recommended Credit: Excellent (720+)

Hilton Honors American Express Aspire Card: your questions answered

How much does the Hilton Honors American Express Aspire Card cost?

The Hilton Honors American Express Aspire Card costs $550 USD/yr.

What rewards does the Hilton Honors American Express Aspire Card earn?

The Hilton Honors American Express Aspire Card earns 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases.

Does the Hilton Honors American Express Aspire Card charge foreign transaction fees?

No - the Hilton Honors American Express Aspire Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Hilton Honors American Express Aspire Card?

The Hilton Honors American Express Aspire Card has a purchase APR of 19.49% - 28.49%.

Does the Hilton Honors American Express Aspire Card have a welcome offer?

Yes - 175,000 Hilton Honors bonus points after $6,000 spend in first 6 months.

Is the Hilton Honors American Express Aspire Card a credit, debit or prepaid card?

The Hilton Honors American Express Aspire Card is a credit card issued by American Express on the American Express network.

Does the Hilton Honors American Express Aspire Card support Apple Pay and Google Pay?

Yes - the Hilton Honors American Express Aspire Card works with both Apple Pay and Google Pay.

Where can I get the Hilton Honors American Express Aspire Card?

The Hilton Honors American Express Aspire Card is currently offered in United States.

How does DebitCue rate the Hilton Honors American Express Aspire Card?

DebitCue rates the Hilton Honors American Express Aspire Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Hilton Honors American Express Aspire Card?

Use the Apply now button to continue on American Express's secure site. Comparing and applying through DebitCue is free.