Hilton Honors American Express Aspire Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

American Express Credit card
Hilton Honors American Express Aspire Card
Points
Apply for Hilton Honors American Express Aspire Card

On American Express's secure site

Compare similar cards
Credit card American Express

Card review

Hilton Honors American Express Aspire Card

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Top-tier Hilton card with Diamond status, free night awards, and resort credits.

Fee
$550 USD/yr
Purchase APR
19.49% - 28.49%
Interest-free
-
Foreign fee
None
Rewards
14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases
Welcome offer
175,000 Hilton Honors bonus points after $6,000 spend in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

  • 14x Hilton points on Hilton purchases; 7x on flights,โ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included

Worth weighing

  • $550 USD/yr card fee

Who It Is For

Whether the Hilton Honors American Express Aspire Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $550 USD/yr fee

Rates and fees

As of

All amounts shown in USD.

Card fee
$550 USD/yr
Purchase APR
19.49% - 28.49%
Interest-free period
-
Foreign transaction fee
None

Rewards and features

Rewards
14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases
Welcome offer
175,000 Hilton Honors bonus points after $6,000 spend in first 6 months
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Hotel Elite Status
Complimentary Hilton Honors Diamond status (the highest tier; breakfast, upgrades, executive lounge)
Free Night Rewards
Annual Free Night Reward on renewal; additional night rewards at $60k and $120k spend
Property Credit
Up to $100 on-property credit at Waldorf Astoria and Conrad properties (2-night minimum)

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
  • Up to $400/yr Hilton resort credit ($200 semi-annually)
  • Up to $200/yr airline fee credit ($50/quarter)
  • Up to $209/yr CLEAR+ membership credit
  • Trip cancellation/interruption, baggage insurance
  • Car rental loss and damage insurance; National Emerald Club Executive status
  • Cell phone protection up to $800 per claim

Eligibility

What you need before you apply.

Recommended Credit
Excellent (720+)

Hilton Honors American Express Aspire Card: your questions answered

How much does the Hilton Honors American Express Aspire Card cost?
The Hilton Honors American Express Aspire Card costs $550 USD/yr.
What rewards does the Hilton Honors American Express Aspire Card earn?
The Hilton Honors American Express Aspire Card earns 14x Hilton points on Hilton purchases; 7x on flights, car rentals, and U.S. restaurants; 3x on all other purchases.
Does the Hilton Honors American Express Aspire Card charge foreign transaction fees?
No - the Hilton Honors American Express Aspire Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Hilton Honors American Express Aspire Card?
The Hilton Honors American Express Aspire Card has a purchase APR of 19.49% - 28.49%.
Does the Hilton Honors American Express Aspire Card have a welcome offer?
Yes - 175,000 Hilton Honors bonus points after $6,000 spend in first 6 months.
Is the Hilton Honors American Express Aspire Card a credit, debit or prepaid card?
The Hilton Honors American Express Aspire Card is a credit card issued by American Express on the American Express network.
Does the Hilton Honors American Express Aspire Card support Apple Pay and Google Pay?
Yes - the Hilton Honors American Express Aspire Card works with both Apple Pay and Google Pay.
Where can I get the Hilton Honors American Express Aspire Card?
The Hilton Honors American Express Aspire Card is currently offered in United States.
How does DebitCue rate the Hilton Honors American Express Aspire Card?
DebitCue rates the Hilton Honors American Express Aspire Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Hilton Honors American Express Aspire Card?
Use the Apply now button to continue on American Express's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Hilton Honors American Express Aspire Card

Browse all cards
Best for travel insurance
Credit card American Express

Triple points on travel, transit, and dining at a mid-tier $150 annual fee.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x points on travel, transit, and restaurants worldwide; 1xโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

The definitive premium travel card with over $3,500 in annual credits and 1,550+ lounge access.

Points No FX fee
Fee
$895 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 5x points on flights booked directly with airlines orโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for rewards
Credit card U.S. Bank - American Express

Earn FlexPoints on dining and travel โ€” with Amex-exclusive perks

Points Pay in installments No FX fee
Fee
$85 USD/yr
Interest
Not published
Interest-free
-

Why we like it

  • 5X FlexPoints on prepaid hotels and car rentals bookedโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for travel insurance
Credit card American Express

The foodie's travel card โ€” 4x at restaurants and supermarkets with over $400 in annual dining credits.

Points No FX fee
Fee
$325 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 4x points at restaurants worldwide and U.S. supermarkets (upโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details