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American Express UK Credit card
American Express UK The Basic Card
No rewards
AMEX
Apply for American Express UK The Basic Card

On American Express UK's secure site

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Credit card American Express UK American Express

Card review

American Express UK The Basic Card

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

Simple charge card — no fee, no rewards, no preset limit

Fee
No fee
Purchase APR
Not published
Interest-free
-
Foreign fee
2.99%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the American Express UK The Basic Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
Not published
Interest-free period
-
Foreign transaction fee
2.99%
Card Type
Charge card — balance must be paid in full monthly; no interest charged
Non-Sterling Transaction Fee
2.99%

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Spending Limit
No preset spending limit

Benefits and perks

Extras that come bundled with the card.

  • American Express Experiences
    Presale access to concerts, theatre, and film events

Eligibility

What you need before you apply.

Minimum Income
£20,000 per annum

American Express UK The Basic Card: your questions answered

Does the American Express UK The Basic Card have a card fee?
No - the American Express UK The Basic Card has no card fee.
Does the American Express UK The Basic Card charge foreign transaction fees?
Yes - the American Express UK The Basic Card charges a 2.99% foreign transaction fee.
Is the American Express UK The Basic Card a credit, debit or prepaid card?
The American Express UK The Basic Card is a credit card issued by American Express UK on the American Express network.
Does the American Express UK The Basic Card support Apple Pay and Google Pay?
Yes - the American Express UK The Basic Card works with both Apple Pay and Google Pay.
Where can I get the American Express UK The Basic Card?
The American Express UK The Basic Card is currently offered in United Kingdom.
How does DebitCue rate the American Express UK The Basic Card?
DebitCue rates the American Express UK The Basic Card 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the American Express UK The Basic Card?
Use the Apply now button to continue on American Express UK's secure site. Comparing and applying through DebitCue is free.

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