British Airways American Express Premium Plus Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

American Express UK Credit card
British Airways American Express Premium Plus Card
Miles
AMEX
Apply for British Airways American Express Premium Plus Card

On American Express UK's secure site

Compare similar cards
Credit card American Express UK American Express

Card review

British Airways American Express Premium Plus Card

4.5 4.5 out of 5 9.0/10 DebitCue Score Verified

Premium Avios earning with a multi-cabin 2-for-1 voucher

Fee
£300 GBP/yr (≈ $380)
Purchase APR
29.1% - 135.7%
Interest-free
56 days
Foreign fee
None
Rewards
1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket.
Welcome offer
30,000 Avios when spending £6,000 in the first 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • 1.5 Avios per £1 on all purchases; 3 Avios…
  • Welcome bonus
  • No foreign transaction fees
  • 56-day interest-free period
  • Travel insurance included

Worth weighing

  • £300 GBP/yr (≈ $380) card fee
  • High interest if you carry a balance

Who It Is For

Whether the British Airways American Express Premium Plus Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Light spenders who won't beat the £300 GBP/yr (≈ $380) fee

Rates and fees

As of

All amounts shown in GBP.

Card fee
£300 GBP/yr (≈ $380)
Purchase APR
29.1% - 135.7%
Interest-free period
56 days
Foreign transaction fee
None
Representative APR
135.7% variable (incl. £300 fee)
Purchase Rate
29.1% p.a. variable
Non-Sterling Transaction Fee
0% (waived)

Rewards and features

Rewards
1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket.
Welcome offer
30,000 Avios when spending £6,000 in the first 3 months
Installments
Flexible instalment plan available
Pay with
Apple Pay, Google Pay, Contactless
Avios Earn Rate
3 Avios/£1 on BA; 1.5 Avios/£1 elsewhere

Benefits and perks

Extras that come bundled with the card.

  • No Foreign Transaction Fee
    Zero non-sterling transaction fee on all international purchases
  • Companion Voucher (Any Cabin)
    2-for-1 Avios reward flight in any cabin on BA, Iberia, Aer Lingus at £15,000 spend; valid 24 months
  • Travel Accident Insurance
    Travel accident insurance when travel booked on the card
  • Refund Protection
    Refund protection up to £200 per item, £750 annually

Eligibility

What you need before you apply.

Minimum Income
£35,000 per annum

British Airways American Express Premium Plus Card: your questions answered

How much does the British Airways American Express Premium Plus Card cost?
The British Airways American Express Premium Plus Card costs £300 GBP/yr (≈ $380).
What rewards does the British Airways American Express Premium Plus Card earn?
The British Airways American Express Premium Plus Card earns 1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket..
Does the British Airways American Express Premium Plus Card charge foreign transaction fees?
No - the British Airways American Express Premium Plus Card has no foreign transaction fees, so it suits spending abroad.
Is there an interest-free period on the British Airways American Express Premium Plus Card?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the British Airways American Express Premium Plus Card?
The British Airways American Express Premium Plus Card has a purchase APR of 29.1% - 135.7%.
Does the British Airways American Express Premium Plus Card have a welcome offer?
Yes - 30,000 Avios when spending £6,000 in the first 3 months.
Can I pay in installments with the British Airways American Express Premium Plus Card?
Yes - Flexible instalment plan available.
Is the British Airways American Express Premium Plus Card a credit, debit or prepaid card?
The British Airways American Express Premium Plus Card is a credit card issued by American Express UK on the American Express network.
Does the British Airways American Express Premium Plus Card support Apple Pay and Google Pay?
Yes - the British Airways American Express Premium Plus Card works with both Apple Pay and Google Pay.
Where can I get the British Airways American Express Premium Plus Card?
The British Airways American Express Premium Plus Card is currently offered in United Kingdom.

Before you decide

Alternatives to the British Airways American Express Premium Plus Card

Browse all cards
American Express Credit card
Delta SkyMiles® Gold American Express Card
Miles
4.7 4.7 out of 5
Best for rewards
Credit card American Express

Delta SkyMiles® Gold American Express Card

9.4/10

Free checked bags and Delta priority boarding with a waived first-year fee.

Miles No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases, restaurants worldwide, and U.S.…
  • Welcome bonus
  • No foreign transaction fees
Apply now On American Express's secure site View details
American Express Credit card
Delta SkyMiles® Platinum American Express Card
Miles
4.5 4.5 out of 5
Best for travel insurance
Credit card American Express

Delta SkyMiles® Platinum American Express Card

9.0/10

Annual companion certificate and $2,500 MQD Headstart for dedicated Delta loyalists.

Miles No FX fee
Fee
$350 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases and eligible hotels; 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
American Express Credit card
Delta SkyMiles® Reserve American Express Card
Miles
4.5 4.5 out of 5
Best for lounge access
Credit card American Express

Delta SkyMiles® Reserve American Express Card

9.0/10

Delta Sky Club access and a premium companion certificate for top-tier Delta travelers.

Miles No FX fee
Fee
$650 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases; 1x on all other…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details