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Delta SkyMiles® Gold American Express Card

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Card review

Delta SkyMiles® Gold American Express Card

4.7 9.4/10 DebitCue Score Verified Jun 20, 2026

Free checked bags and Delta priority boarding with a waived first-year fee.

Fee: $150 USD/yr; Waived first year ($0 intro annual fee)
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: None

Rewards

2x miles on Delta purchases, restaurants worldwide, and U.S. supermarkets; 1x on other purchases

Welcome offer

Up to 90,000 bonus miles (70,000 after $3,000 spend + 20,000 after additional $2,000) in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

2x miles on Delta purchases, restaurants worldwide, and U.S.…
Welcome bonus
No foreign transaction fees

Worth weighing

$150 USD/yr card fee

Who It Is For

Whether the Delta SkyMiles® Gold American Express Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the $150 USD/yr fee

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $150 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: None

Rewards and features

Rewards: 2x miles on Delta purchases, restaurants worldwide, and U.S. supermarkets; 1x on other purchases
Welcome offer: Up to 90,000 bonus miles (70,000 after $3,000 spend + 20,000 after additional $2,000) in first 6 months
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Priority Boarding: Zone 5 boarding on Delta flights
Miles discount on award travel: 15% discount when redeeming miles on delta.com

Benefits and perks

Extras that come bundled with the card.

Free first and second checked bag on domestic Delta-operated flights (cardholder + up to 8 companions)
No foreign transaction fees
$200 Delta flight credit after $10,000 annual spend
$100 Delta Stays credit annually
$120/yr rideshare credit ($10/month after first renewal)
20% in-flight savings as statement credit

Eligibility

What you need before you apply.

Recommended Credit: Good to Excellent (670+)

Delta SkyMiles® Gold American Express Card: your questions answered

How much does the Delta SkyMiles® Gold American Express Card cost?

The Delta SkyMiles® Gold American Express Card costs $150 USD/yr. Waived first year ($0 intro annual fee).

What rewards does the Delta SkyMiles® Gold American Express Card earn?

The Delta SkyMiles® Gold American Express Card earns 2x miles on Delta purchases, restaurants worldwide, and U.S. supermarkets; 1x on other purchases.

Does the Delta SkyMiles® Gold American Express Card charge foreign transaction fees?

No - the Delta SkyMiles® Gold American Express Card has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Delta SkyMiles® Gold American Express Card?

The Delta SkyMiles® Gold American Express Card has a purchase APR of 19.49% - 28.49%.

Does the Delta SkyMiles® Gold American Express Card have a welcome offer?

Yes - Up to 90,000 bonus miles (70,000 after $3,000 spend + 20,000 after additional $2,000) in first 6 months.

Is the Delta SkyMiles® Gold American Express Card a credit, debit or prepaid card?

The Delta SkyMiles® Gold American Express Card is a credit card issued by American Express on the American Express network.

Does the Delta SkyMiles® Gold American Express Card support Apple Pay and Google Pay?

Yes - the Delta SkyMiles® Gold American Express Card works with both Apple Pay and Google Pay.

Where can I get the Delta SkyMiles® Gold American Express Card?

The Delta SkyMiles® Gold American Express Card is currently offered in United States.

How does DebitCue rate the Delta SkyMiles® Gold American Express Card?

DebitCue rates the Delta SkyMiles® Gold American Express Card 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Delta SkyMiles® Gold American Express Card?

Use the Apply now button to continue on American Express's secure site. Comparing and applying through DebitCue is free.