British Airways American Express Credit Card
American Express UK - American Express - Credit card
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Compare British Airways American Express Credit Card and HSBC Premier World Elite Mastercard side by side: fees, rewards, APR, and perks.
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American Express UK - American Express - Credit card
HSBC UK - Mastercard - Credit card
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| Feature | British Airways American Express Credit Card | HSBC Premier World Elite Mastercard |
|---|---|---|
| Card fee | No fee | £290 GBP/yr (≈ $360) |
| Purchase APR (from) | 29.1% | 29.9% |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 2.99% |
| Rewards | 1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead. | Earn 3 HSBC points per £1 on sterling purchases and 4 points per £1 on foreign-currency purchases. Points transfer to 11 airline and hotel programmes including Avios (2:1 ratio), Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles, IHG One Rewards, and Wyndham Rewards. 40,000 anniversary points bonus (worth 20,000 Avios) upon hitting £12,000 annual spend. |
| Installments | Flexible instalment plan available | - |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
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