British Airways American Express Credit Card
Miles
British Airways American Express Credit Card
American Express UK - American Express - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Head-to-head
British Airways American Express Credit Card vs HSBC Premier Credit Card
Compare British Airways American Express Credit Card and HSBC Premier Credit Card side by side: fees, rewards, APR, and perks.
Last verified
HSBC Premier Credit Card
Points
HSBC Premier Credit Card
HSBC UK - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | British Airways American Express Credit Card | HSBC Premier Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 29.1% | 29.9% |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 2.99% |
| Rewards | 1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead. | Earn 1.5 HSBC points per £1 on sterling purchases and 2 points per £1 on foreign-currency purchases. Points can be transferred to airline miles (Avios, Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles), hotel programmes (IHG One Rewards, Wyndham) or redeemed for shopping vouchers (M&S, Amazon). Points value approximately 0.33p–1p depending on redemption. |
| Installments | Flexible instalment plan available | - |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the British Airways American Express Credit Card if its checked rows above line up with how you spend most.
- Choose the HSBC Premier Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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