British Airways American Express Credit Card vs Virgin Atlantic Reward Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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British Airways American Express Credit Card vs Virgin Atlantic Reward Credit Card

Compare British Airways American Express Credit Card and Virgin Atlantic Reward Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

British Airways American Express Credit Card versus Virgin Atlantic Reward Credit Card compared by attribute
Feature British Airways American Express Credit Card Virgin Atlantic Reward Credit Card
Card fee No fee No fee
Purchase APR (from) 29.1% 26.9%
Interest-free period 56 days -
Foreign transaction fee 2.99% 2.99%
Rewards 1 Avios per £1 on all purchases. Companion Voucher (2-for-1 in Economy) unlocked at £15,000 annual spend, valid 1 year. Solo travellers receive 50% Avios discount instead. 0.75 Virgin Points per £1 on everyday purchases; 1.5 points per £1 with Virgin Atlantic and Virgin Holidays. Annual companion/upgrade voucher triggered at £20,000 spend (valid 2 years). Points redeemable via Virgin Atlantic Flying Club or Virgin Red.
Installments Flexible instalment plan available -
No card fee
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the British Airways American Express Credit Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Atlantic Reward Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review British Airways American Express Credit Card Full review Virgin Atlantic Reward Credit Card

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