British Airways American Express Premium Plus Card vs American Express Preferred Rewards Gold Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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British Airways American Express Premium Plus Card vs American Express Preferred Rewards Gold Credit Card

Compare British Airways American Express Premium Plus Card and American Express Preferred Rewards Gold Credit Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

British Airways American Express Premium Plus Card versus American Express Preferred Rewards Gold Credit Card compared by attribute
Feature British Airways American Express Premium Plus Card American Express Preferred Rewards Gold Credit Card
Card fee £300 GBP/yr (≈ $380) £195 GBP/yr (≈ $240)
Purchase APR (from) 29.1% 29.1%
Interest-free period 56 days 56 days
Foreign transaction fee 0% 2.99%
Rewards 1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket. 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000.
Installments Flexible instalment plan available Flexible instalment plan available
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the British Airways American Express Premium Plus Card if its checked rows above line up with how you spend most.
  • Choose the American Express Preferred Rewards Gold Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review British Airways American Express Premium Plus Card Full review American Express Preferred Rewards Gold Credit Card

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