British Airways American Express Premium Plus Card vs Nectar American Express Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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British Airways American Express Premium Plus Card vs Nectar American Express Credit Card

Compare British Airways American Express Premium Plus Card and Nectar American Express Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

British Airways American Express Premium Plus Card versus Nectar American Express Credit Card compared by attribute
Feature British Airways American Express Premium Plus Card Nectar American Express Credit Card
Card fee £300 GBP/yr (≈ $380) £30 GBP/yr (≈ $38)
Purchase APR (from) 29.1% 29.1%
Interest-free period 56 days 56 days
Foreign transaction fee 0% 2.99%
Rewards 1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket. 2 Nectar points per £1 on everyday purchases; 3 Nectar points per £1 at Nectar partner retailers (Sainsbury's, Argos, eBay, etc.). Points worth 0.5p each at Sainsbury's/Argos, equivalent to approximately 1% cashback on general spend.
Installments Flexible instalment plan available Flexible instalment plan available
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the British Airways American Express Premium Plus Card if its checked rows above line up with how you spend most.
  • Choose the Nectar American Express Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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