British Airways American Express Premium Plus Card
Miles
British Airways American Express Premium Plus Card
American Express UK - American Express - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Head-to-head
British Airways American Express Premium Plus Card vs Monzo (Free Current Account)
Compare British Airways American Express Premium Plus Card and Monzo (Free Current Account) side by side: fees, rewards, APR, and perks.
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Monzo (Free Current Account)
Cash back
Monzo (Free Current Account)
Monzo - Mastercard - Debit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | British Airways American Express Premium Plus Card | Monzo (Free Current Account) |
|---|---|---|
| Card fee | £300 GBP/yr (≈ $380) | No fee |
| Purchase APR (from) | 29.1% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 1.5 Avios per £1 on all purchases; 3 Avios per £1 on British Airways and British Airways Holidays purchases. Companion Voucher (2-for-1 in any cabin) at £15,000 annual spend, valid 24 months. Solo travellers: 50% Avios discount on one ticket. | Retailer cashback offers available via Monzo app on eligible purchases (rates and partners vary; typically 2–10% at selected brands such as Asda, Boots and Currys). Cashback is credited to a Cashback Pot within 3–4 days. |
| Installments | Flexible instalment plan available | - |
| No card fee | - | |
| No foreign transaction fee | ||
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the British Airways American Express Premium Plus Card if its checked rows above line up with how you spend most.
- Choose the Monzo (Free Current Account) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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