American Express UK The Basic Card
No rewards
American Express UK The Basic Card
American Express UK - American Express - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
American Express UK The Basic Card vs American Express UK The Platinum Card
Compare American Express UK The Basic Card and American Express UK The Platinum Card side by side: fees, rewards, APR, and perks.
Last verified
American Express UK The Platinum Card
Points
American Express UK The Platinum Card
American Express UK - American Express - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express UK The Basic Card | American Express UK The Platinum Card |
|---|---|---|
| Card fee | No fee | £650 GBP/yr (≈ $810) |
| Purchase APR (from) | - | 29.1% |
| Interest-free period | - | 56 days |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | - | 1 Membership Rewards point per £1 on all spend. Points transfer 1:1 to Avios, Virgin Points, and multiple airline and hotel partners including Hilton, Marriott, Accor, Club Eurostar, and Nectar. |
| Installments | - | Flexible instalment plan available |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express UK The Basic Card if its checked rows above line up with how you spend most.
- Choose the American Express UK The Platinum Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.