American Express Blue Card vs Erste Bank Premiumcard Visa: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

American Express Blue Card vs Erste Bank Premiumcard Visa

Compare American Express Blue Card and Erste Bank Premiumcard Visa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Blue Card versus Erste Bank Premiumcard Visa compared by attribute
Feature American Express Blue Card Erste Bank Premiumcard Visa
Card fee No fee €99 EUR/yr (≈ $110)
Purchase APR (from) - 5.19%
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations. 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year. Foreign currency transaction fees (1.5%) refundable 6 times per year via George.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300 Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Blue Card if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Premiumcard Visa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Blue Card Full review Erste Bank Premiumcard Visa

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