American Express Blue Card
Points
American Express Blue Card
American Express Germany - American Express - Credit card
4.6
4.6 out of 5
9.2/10
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Head-to-head
American Express Blue Card vs Millennium BCP TAP Classic Credit Card
Compare American Express Blue Card and Millennium BCP TAP Classic Credit Card side by side: fees, rewards, APR, and perks.
Last verified
Millennium BCP TAP Classic Credit Card
Miles
Millennium BCP TAP Classic Credit Card
Millennium BCP - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Blue Card | Millennium BCP TAP Classic Credit Card |
|---|---|---|
| Card fee | No fee | €41.6 EUR/yr (≈ $45) |
| Purchase APR (from) | - | 18.5% |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 2% | 3.85% |
| Rewards | 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations. | Earn 1 TAP Miles&Go mile per €1 spent. Maximum 5,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, tolls, and government payments. |
| Installments | Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300 | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Blue Card if its checked rows above line up with how you spend most.
- Choose the Millennium BCP TAP Classic Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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