Credit card

Blue Cash Preferred® Card from American Express

Cash back

Apply for Blue Cash Preferred® Card from American Express

On American Express's secure site

Compare similar cards

Credit card American Express

Card review

Blue Cash Preferred® Card from American Express

4.3 8.6/10 DebitCue Score Verified Jun 20, 2026

Best-in-class 6% back at U.S. supermarkets for families and frequent streamers.

Fee: $95 USD/yr; Waived first year ($0 intro annual fee)
Purchase APR: 19.49% - 28.49%
Interest-free: -
Foreign fee: 2.7%

Rewards

6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases

Welcome offer

$300 statement credit after $3,000 spend in first 6 months

Our verdict

What stands out, and where it falls short.

What we like

6% cash back at U.S. supermarkets (up to $6,000/yr,…
Welcome bonus
Travel insurance included
Pay in installments

Worth weighing

$95 USD/yr card fee
2.7% foreign transaction fee

Who It Is For

Whether the Blue Cash Preferred® Card from American Express fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the $95 USD/yr fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: $95 USD/yr
Purchase APR: 19.49% - 28.49%
Interest-free period: -
Foreign transaction fee: 2.7%
Intro APR: 0% for 12 months on purchases and balance transfers, then 19.49%–28.49% variable

Rewards and features

Rewards: 6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases
Welcome offer: $300 statement credit after $3,000 spend in first 6 months
Installments: Plan It available (fixed monthly fee installments on purchases $100+)
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Cashback redemption: Reward Dollars redeemable as statement credit or at Amazon checkout
Streaming covered: Apple TV+, Disney+, ESPN+, Hulu, Netflix, Peacock, Paramount+ and others

Benefits and perks

Extras that come bundled with the card.

Up to $10/month Disney Bundle (Disney+/Hulu/ESPN+) credit
Return protection, purchase protection, and extended warranty
Travel accident and baggage insurance

Eligibility

What you need before you apply.

Recommended Credit: Good to Excellent (670+)

Blue Cash Preferred® Card from American Express: your questions answered

How much does the Blue Cash Preferred® Card from American Express cost?

The Blue Cash Preferred® Card from American Express costs $95 USD/yr. Waived first year ($0 intro annual fee).

What rewards does the Blue Cash Preferred® Card from American Express earn?

The Blue Cash Preferred® Card from American Express earns 6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases.

Does the Blue Cash Preferred® Card from American Express charge foreign transaction fees?

Yes - the Blue Cash Preferred® Card from American Express charges a 2.7% foreign transaction fee.

What is the interest rate on the Blue Cash Preferred® Card from American Express?

The Blue Cash Preferred® Card from American Express has a purchase APR of 19.49% - 28.49%.

Does the Blue Cash Preferred® Card from American Express have a welcome offer?

Yes - $300 statement credit after $3,000 spend in first 6 months.

Can I pay in installments with the Blue Cash Preferred® Card from American Express?

Yes - Plan It available (fixed monthly fee installments on purchases $100+).

Is the Blue Cash Preferred® Card from American Express a credit, debit or prepaid card?

The Blue Cash Preferred® Card from American Express is a credit card issued by American Express on the American Express network.

Does the Blue Cash Preferred® Card from American Express support Apple Pay and Google Pay?

Yes - the Blue Cash Preferred® Card from American Express works with both Apple Pay and Google Pay.

Where can I get the Blue Cash Preferred® Card from American Express?

The Blue Cash Preferred® Card from American Express is currently offered in United States.

How does DebitCue rate the Blue Cash Preferred® Card from American Express?

DebitCue rates the Blue Cash Preferred® Card from American Express 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.