Blue Cash Preferred® Card from American Express vs American Express® Gold Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Blue Cash Preferred® Card from American Express vs American Express® Gold Card

Compare Blue Cash Preferred® Card from American Express and American Express® Gold Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Blue Cash Preferred® Card from American Express versus American Express® Gold Card compared by attribute
Feature Blue Cash Preferred® Card from American Express American Express® Gold Card
Card fee $95 USD/yr $325 USD/yr
Purchase APR (from) 19.49% 19.49%
Interest-free period - -
Foreign transaction fee 2.7% 0%
Rewards 6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases 4x points at restaurants worldwide and U.S. supermarkets (up to $50,000/$25,000 per year); 5x on prepaid hotels via Amex Travel; 3x on flights; 2x on car rentals & cruises; 1x other
Installments Plan It available (fixed monthly fee installments on purchases $100+) -
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Blue Cash Preferred® Card from American Express if its checked rows above line up with how you spend most.
  • Choose the American Express® Gold Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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