Blue Cash Preferred® Card from American Express vs Citi Double Cash® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Blue Cash Preferred® Card from American Express vs Citi Double Cash® Card

Compare Blue Cash Preferred® Card from American Express and Citi Double Cash® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Blue Cash Preferred® Card from American Express versus Citi Double Cash® Card compared by attribute
Feature Blue Cash Preferred® Card from American Express Citi Double Cash® Card
Card fee $95 USD/yr No fee
Purchase APR (from) 19.49% 17.49%
Interest-free period - -
Foreign transaction fee 2.7% 3%
Rewards 6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases 2% cash back on all purchases — 1% when you buy, 1% when you pay. 5% cash back on hotels, car rentals, and attractions booked via Citi Travel.
Installments Plan It available (fixed monthly fee installments on purchases $100+) Citi Flex Pay available (buy-now-pay-later on eligible purchases)
No card fee -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Blue Cash Preferred® Card from American Express if its checked rows above line up with how you spend most.
  • Choose the Citi Double Cash® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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