Blue Cash Preferred® Card from American Express vs U.S. Bank Cash+® Secured Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Blue Cash Preferred® Card from American Express vs U.S. Bank Cash+® Secured Visa® Card

Compare Blue Cash Preferred® Card from American Express and U.S. Bank Cash+® Secured Visa® Card side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Blue Cash Preferred® Card from American Express versus U.S. Bank Cash+® Secured Visa® Card compared by attribute
Feature Blue Cash Preferred® Card from American Express U.S. Bank Cash+® Secured Visa® Card
Card fee $95 USD/yr No fee
Purchase APR (from) 19.49% 29.24%
Interest-free period - -
Foreign transaction fee 2.7% 3%
Rewards 6% cash back at U.S. supermarkets (up to $6,000/yr, then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations and on transit; 1% on other purchases 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card.
Installments Plan It available (fixed monthly fee installments on purchases $100+) -
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Blue Cash Preferred® Card from American Express if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Cash+® Secured Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Blue Cash Preferred® Card from American Express Full review U.S. Bank Cash+® Secured Visa® Card

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.

Compare other cards Browse all cards