American Express Cashback Everyday Credit Card vs Virgin Money Everyday Cashback Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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American Express Cashback Everyday Credit Card vs Virgin Money Everyday Cashback Credit Card

Compare American Express Cashback Everyday Credit Card and Virgin Money Everyday Cashback Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Cashback Everyday Credit Card versus Virgin Money Everyday Cashback Credit Card compared by attribute
Feature American Express Cashback Everyday Credit Card Virgin Money Everyday Cashback Credit Card
Card fee No fee No fee
Purchase APR (from) 29.1% 24.9%
Interest-free period 56 days 50 days
Foreign transaction fee 2.99% 0%
Rewards 0.5% cashback on up to £10,000 annual spend; 1% on spend above £10,000. Minimum £3,000 annual spend required to earn any cashback. Introductory 5% cashback (capped at £125) for the first 5 months. 1% cashback on all purchases for the first 90 days from account opening, then 0.25% thereafter. Maximum £15 cashback per month. Additional up to 15% cashback with selected retailers via Virgin Money Cashback in-app feature.
Installments Flexible instalment plan available (Pay It Plan It): fixed monthly fee, no interest, terms of 3, 6, or 12 months -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Cashback Everyday Credit Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Money Everyday Cashback Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Cashback Everyday Credit Card Full review Virgin Money Everyday Cashback Credit Card

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