Credit card

Virgin Money Everyday Cashback Credit Card

Cash back

MASTERCARD

Apply for Virgin Money Everyday Cashback Credit Card

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Card review

Virgin Money Everyday Cashback Credit Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Earn cashback on every purchase, at home and abroad

Fee: No fee
Purchase APR: 24.9% - 27.9%
Interest-free: 50 days
Foreign fee: None

Rewards

1% cashback on all purchases for the first 90 days from account opening, then 0.25% thereafter. Maximum £15 cashback per month. Additional up to 15% cashback with selected retailers via Virgin Money Cashback in-app feature.

Our verdict

What stands out, and where it falls short.

What we like

1% cashback on all purchases for the first 90…
No card fee
No foreign transaction fees
50-day interest-free period

Who It Is For

Whether the Virgin Money Everyday Cashback Credit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending

Rates and fees

As of June 20, 2026

All amounts shown in GBP.

Card fee: No fee
Purchase APR: 24.9% - 27.9%
Interest-free period: 50 days
Foreign transaction fee: None
Representative APR: 24.9% to 27.9% variable
Introductory cashback rate: 1% for first 90 days
Ongoing cashback rate: 0.25% (max £15/month)
Cash advance fee: 5%

Rewards and features

Rewards: 1% cashback on all purchases for the first 90 days from account opening, then 0.25% thereafter. Maximum £15 cashback per month. Additional up to 15% cashback with selected retailers via Virgin Money Cashback in-app feature.
Pay with: Apple Pay, Google Pay, Contactless
Interest-free days: Up to 50 days on purchases

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee worldwide

0% FX fee on purchases made anywhere in the world
Bonus retailer cashback

Up to 15% additional cashback with selected major retailers via Virgin Money Cashback in-app feature

Eligibility

What you need before you apply.

Minimum income: £7,000 p.a.
Residency: UK residents aged 18+

Virgin Money Everyday Cashback Credit Card: your questions answered

Does the Virgin Money Everyday Cashback Credit Card have a card fee?

No - the Virgin Money Everyday Cashback Credit Card has no card fee.

What rewards does the Virgin Money Everyday Cashback Credit Card earn?

The Virgin Money Everyday Cashback Credit Card earns 1% cashback on all purchases for the first 90 days from account opening, then 0.25% thereafter. Maximum £15 cashback per month. Additional up to 15% cashback with selected retailers via Virgin Money Cashback in-app feature..

Does the Virgin Money Everyday Cashback Credit Card charge foreign transaction fees?

No - the Virgin Money Everyday Cashback Credit Card has no foreign transaction fees, so it suits spending abroad.

Is there an interest-free period on the Virgin Money Everyday Cashback Credit Card?

Yes - up to 50 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Virgin Money Everyday Cashback Credit Card?

The Virgin Money Everyday Cashback Credit Card has a purchase APR of 24.9% - 27.9%.

Is the Virgin Money Everyday Cashback Credit Card a credit, debit or prepaid card?

The Virgin Money Everyday Cashback Credit Card is a credit card issued by Virgin Money on the Mastercard network.

Does the Virgin Money Everyday Cashback Credit Card support Apple Pay and Google Pay?

Yes - the Virgin Money Everyday Cashback Credit Card works with both Apple Pay and Google Pay.

Where can I get the Virgin Money Everyday Cashback Credit Card?

The Virgin Money Everyday Cashback Credit Card is currently offered in United Kingdom.

How does DebitCue rate the Virgin Money Everyday Cashback Credit Card?

DebitCue rates the Virgin Money Everyday Cashback Credit Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Virgin Money Everyday Cashback Credit Card?

Use the Apply now button to continue on Virgin Money's secure site. Comparing and applying through DebitCue is free.