Earn Virgin Points every time you spend
- Fee
- No fee
- Interest
- from 26.9%
- Interest-free
- -
Why we like it
- 0.75 Virgin Points per ยฃ1 on everyday purchases; 1.5โฆ
- Welcome bonus
- No card fee
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Virgin Money is a UK retail bank (trading name of Nationwide Building Society since April 2026) offering credit cards, current accounts, savings, and mortgages. Its credit card range spans balance transfer, all-round, travel, cashback, and Virgin Atlantic co-branded products, all issued on Mastercard.
Full lineup
Earn Virgin Points every time you spend
Why we like it
Double the points, lower the spend threshold for your annual voucher
Why we like it
Balance transfers and purchases interest-free for 12 months
Why we like it
20 months 0% on both purchases and balance transfers
Why we like it
Up to 36 months interest-free on balance transfers
Why we like it
Earn cashback on every purchase, at home and abroad
Why we like it
Regulated BNPL - choose your repayment plan each month
Why we like it
Spend fee-free worldwide with 9 months 0% on purchases
Why we like it