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Virgin Money

Card issuer

Virgin Money

Banking that rewards you

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Cards reviewed
8
Average rating
4.4/5
Headquarters
United Kingdom
Founded
1995

Virgin Money is a UK retail bank (trading name of Nationwide Building Society since April 2026) offering credit cards, current accounts, savings, and mortgages. Its credit card range spans balance transfer, all-round, travel, cashback, and Virgin Atlantic co-branded products, all issued on Mastercard.

Full lineup

Virgin Money cards

See all in the card finder
Longest interest-free period
Credit card Virgin Money - Mastercard

Balance transfers and purchases interest-free for 12 months

Cash back
Fee
No fee
Interest
from 29.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature inโ€ฆ
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

20 months 0% on both purchases and balance transfers

Cash back
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature inโ€ฆ
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Earn cashback on every purchase, at home and abroad

Cash back No FX fee
Fee
No fee
Interest
24.9% - 27.9%
Interest-free
50 days

Why we like it

  • 1% cashback on all purchases for the first 90โ€ฆ
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Best for rewards
Credit card Virgin Money - Mastercard

Regulated BNPL - choose your repayment plan each month

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 19.5%
Interest-free
-

Why we like it

  • Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisonsโ€ฆ
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Virgin Money's secure site View details
Longest interest-free period
Credit card Virgin Money - Mastercard

Spend fee-free worldwide with 9 months 0% on purchases

Cash back No FX fee
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • 1% cashback for first 90 days, then 0.25% (maxโ€ฆ
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details