Credit card

Virgin Money Slyce

Cash back

MASTERCARD

Apply for Virgin Money Slyce

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Card review

Virgin Money Slyce

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Regulated BNPL - choose your repayment plan each month

Fee: No fee
Purchase APR: from 19.5%
Interest-free: -
Foreign fee: None

Rewards

Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons and others) through Virgin Money Cashback in-app feature.

Our verdict

What stands out, and where it falls short.

What we like

Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons…
No card fee
No foreign transaction fees
Pay in installments

Who It Is For

Whether the Virgin Money Slyce fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending
People who pay big purchases off over time

Rates and fees

As of June 20, 2026

All amounts shown in GBP.

Card fee: No fee
Purchase APR: from 19.5%
Interest-free period: -
Foreign transaction fee: None
Representative APR: 19.5% variable
3-month instalment fee: Fee-free
6-month instalment fee: 5% of amount
9-month instalment fee: 7.5% of amount
12-month instalment fee: 10% of amount

Rewards and features

Rewards: Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons and others) through Virgin Money Cashback in-app feature.
Installments: Monthly spending can be spread over 3 months (fee-free), 6 months (5% fee), 9 months (7.5% fee), or 12 months (10% fee). Minimum £30 to enter a plan; amounts under £30 must be paid in full.
Pay with: Apple Pay, Google Pay, Contactless
Application status: Not accepting new applications as of June 2026
Minimum instalment amount: £30 (amounts below £30 paid in full)

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee worldwide

Spend in any currency with no foreign exchange charges
Regulated BNPL with credit building

Regulated product with full FCA protections and Section 75 rights; helps build credit history unlike unregulated BNPL providers

Eligibility

What you need before you apply.

Target audience: Gen Z / younger consumers seeking regulated BNPL alternative

Virgin Money Slyce: your questions answered

Does the Virgin Money Slyce have a card fee?

No - the Virgin Money Slyce has no card fee.

What rewards does the Virgin Money Slyce earn?

The Virgin Money Slyce earns Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons and others) through Virgin Money Cashback in-app feature..

Does the Virgin Money Slyce charge foreign transaction fees?

No - the Virgin Money Slyce has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Virgin Money Slyce?

The Virgin Money Slyce has a purchase APR of from 19.5%.

Can I pay in installments with the Virgin Money Slyce?

Yes - Monthly spending can be spread over 3 months (fee-free), 6 months (5% fee), 9 months (7.5% fee), or 12 months (10% fee). Minimum £30 to enter a plan; amounts under £30 must be paid in full..

Is the Virgin Money Slyce a credit, debit or prepaid card?

The Virgin Money Slyce is a credit card issued by Virgin Money on the Mastercard network.

Does the Virgin Money Slyce support Apple Pay and Google Pay?

Yes - the Virgin Money Slyce works with both Apple Pay and Google Pay.

Where can I get the Virgin Money Slyce?

The Virgin Money Slyce is currently offered in United Kingdom.

How does DebitCue rate the Virgin Money Slyce?

DebitCue rates the Virgin Money Slyce 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Virgin Money Slyce?

Use the Apply now button to continue on Virgin Money's secure site. Comparing and applying through DebitCue is free.