Credit card

Virgin Money Travel Credit Card

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MASTERCARD

Apply for Virgin Money Travel Credit Card

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Card review

Virgin Money Travel Credit Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Spend fee-free worldwide with 9 months 0% on purchases

Fee: No fee
Purchase APR: from 24.9%
Interest-free: 50 days
Foreign fee: None

Rewards

1% cashback for first 90 days, then 0.25% (max £15/month). Additional retailer cashback via the Virgin Money Credit Card app.

Our verdict

What stands out, and where it falls short.

What we like

1% cashback for first 90 days, then 0.25% (max…
No card fee
No foreign transaction fees
50-day interest-free period

Who It Is For

Whether the Virgin Money Travel Credit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending

Rates and fees

As of June 20, 2026

All amounts shown in GBP.

Card fee: No fee
Purchase APR: from 24.9%
Interest-free period: 50 days
Foreign transaction fee: None
Representative APR: 24.9% variable
0% purchase period: 9 months from account opening
0% balance transfer period: 9 months (2% fee)
Cash advance fee: 3% (29.9% APR)
Money transfer fee: 4%

Rewards and features

Rewards: 1% cashback for first 90 days, then 0.25% (max £15/month). Additional retailer cashback via the Virgin Money Credit Card app.
Pay with: Apple Pay, Google Pay, Contactless
Interest-free days on purchases: Up to 50 days

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee worldwide

0% FX fee on all purchases globally - interbank rate applied
0% purchase period for 9 months

Interest-free on new purchases for 9 months from account opening

Eligibility

What you need before you apply.

Minimum income: £7,000 p.a.
Residency: UK residents aged 18+

Virgin Money Travel Credit Card: your questions answered

Does the Virgin Money Travel Credit Card have a card fee?

No - the Virgin Money Travel Credit Card has no card fee.

What rewards does the Virgin Money Travel Credit Card earn?

The Virgin Money Travel Credit Card earns 1% cashback for first 90 days, then 0.25% (max £15/month). Additional retailer cashback via the Virgin Money Credit Card app..

Does the Virgin Money Travel Credit Card charge foreign transaction fees?

No - the Virgin Money Travel Credit Card has no foreign transaction fees, so it suits spending abroad.

Is there an interest-free period on the Virgin Money Travel Credit Card?

Yes - up to 50 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Virgin Money Travel Credit Card?

The Virgin Money Travel Credit Card has a purchase APR of from 24.9%.

Is the Virgin Money Travel Credit Card a credit, debit or prepaid card?

The Virgin Money Travel Credit Card is a credit card issued by Virgin Money on the Mastercard network.

Does the Virgin Money Travel Credit Card support Apple Pay and Google Pay?

Yes - the Virgin Money Travel Credit Card works with both Apple Pay and Google Pay.

Where can I get the Virgin Money Travel Credit Card?

The Virgin Money Travel Credit Card is currently offered in United Kingdom.

How does DebitCue rate the Virgin Money Travel Credit Card?

DebitCue rates the Virgin Money Travel Credit Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Virgin Money Travel Credit Card?

Use the Apply now button to continue on Virgin Money's secure site. Comparing and applying through DebitCue is free.