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Virgin Money Credit card
Virgin Money Balance Transfer Credit Card (36 Month)
No rewards
MASTERCARD
Apply for Virgin Money Balance Transfer Credit Card (36 Month)

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Card review

Virgin Money Balance Transfer Credit Card (36 Month)

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

Up to 36 months interest-free on balance transfers

Fee
No fee
Purchase APR
from 24.9%
Interest-free
-
Foreign fee
2.99%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the Virgin Money Balance Transfer Credit Card (36 Month) fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
from 24.9%
Interest-free period
-
Foreign transaction fee
2.99%
Representative APR
24.9% variable
0% balance transfer period
Up to 36 months (3.1% fee)
0% purchase period
3 months from account opening
Balance transfer window
Transfers must be made within 60 days of account opening

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Transfer limit
Up to 95% of credit limit; cannot transfer from Nationwide/Virgin Money cards

Benefits and perks

Extras that come bundled with the card.

  • 36 months 0% balance transfer
    Interest-free on transferred balances for up to 36 months with a 3.1% handling fee (transfers within 60 days of opening)

Eligibility

What you need before you apply.

Minimum income
£7,000 p.a.
Residency
UK residents aged 18+

Virgin Money Balance Transfer Credit Card (36 Month): your questions answered

Does the Virgin Money Balance Transfer Credit Card (36 Month) have a card fee?
No - the Virgin Money Balance Transfer Credit Card (36 Month) has no card fee.
Does the Virgin Money Balance Transfer Credit Card (36 Month) charge foreign transaction fees?
Yes - the Virgin Money Balance Transfer Credit Card (36 Month) charges a 2.99% foreign transaction fee.
What is the interest rate on the Virgin Money Balance Transfer Credit Card (36 Month)?
The Virgin Money Balance Transfer Credit Card (36 Month) has a purchase APR of from 24.9%.
Is the Virgin Money Balance Transfer Credit Card (36 Month) a credit, debit or prepaid card?
The Virgin Money Balance Transfer Credit Card (36 Month) is a credit card issued by Virgin Money on the Mastercard network.
Does the Virgin Money Balance Transfer Credit Card (36 Month) support Apple Pay and Google Pay?
Yes - the Virgin Money Balance Transfer Credit Card (36 Month) works with both Apple Pay and Google Pay.
Where can I get the Virgin Money Balance Transfer Credit Card (36 Month)?
The Virgin Money Balance Transfer Credit Card (36 Month) is currently offered in United Kingdom.
How does DebitCue rate the Virgin Money Balance Transfer Credit Card (36 Month)?
DebitCue rates the Virgin Money Balance Transfer Credit Card (36 Month) 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Virgin Money Balance Transfer Credit Card (36 Month)?
Use the Apply now button to continue on Virgin Money's secure site. Comparing and applying through DebitCue is free.

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