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Capital One Credit card
Capital One Platinum Secured Credit Card
No rewards
MASTERCARD
Apply for Capital One Platinum Secured Credit Card

On Capital One's secure site

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Credit card Capital One Mastercard

Card review

Capital One Platinum Secured Credit Card

4.4 4.4 out of 5 8.8/10 DebitCue Score Verified

Secured credit-building card with deposits as low as $49 and a path to unsecured credit

Fee
No fee
Purchase APR
from 28.99%
Interest-free
-
Foreign fee
None

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • No foreign transaction fees

Worth weighing

  • No rewards programme

Who It Is For

Whether the Capital One Platinum Secured Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers

Skip it if you are

  • Rewards-chasers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
from 28.99%
Interest-free period
-
Foreign transaction fee
None

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Security deposit
$49, $99, or $200 minimum; up to $1,000 to increase credit line
Initial credit line
At least $200
Deposit payment
Can be paid in installments over up to 35 days before account opens

Benefits and perks

Extras that come bundled with the card.

  • Reports to all 3 major credit bureaus monthly
  • Automatic credit limit review after 6 months; possible upgrade to unsecured card
  • No foreign transaction fees

Eligibility

What you need before you apply.

Credit required
Bad to no credit history

Capital One Platinum Secured Credit Card: your questions answered

Does the Capital One Platinum Secured Credit Card have a card fee?
No - the Capital One Platinum Secured Credit Card has no card fee.
Does the Capital One Platinum Secured Credit Card charge foreign transaction fees?
No - the Capital One Platinum Secured Credit Card has no foreign transaction fees, so it suits spending abroad.
What is the interest rate on the Capital One Platinum Secured Credit Card?
The Capital One Platinum Secured Credit Card has a purchase APR of from 28.99%.
Is the Capital One Platinum Secured Credit Card a credit, debit or prepaid card?
The Capital One Platinum Secured Credit Card is a credit card issued by Capital One on the Mastercard network.
Does the Capital One Platinum Secured Credit Card support Apple Pay and Google Pay?
Yes - the Capital One Platinum Secured Credit Card works with both Apple Pay and Google Pay.
Where can I get the Capital One Platinum Secured Credit Card?
The Capital One Platinum Secured Credit Card is currently offered in United States.
How does DebitCue rate the Capital One Platinum Secured Credit Card?
DebitCue rates the Capital One Platinum Secured Credit Card 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Capital One Platinum Secured Credit Card?
Use the Apply now button to continue on Capital One's secure site. Comparing and applying through DebitCue is free.

Before you decide

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