American Express Gold Card vs Danske Bank Mastercard Platin: fees, rewards and APR compared - DebitCue Skip to content
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American Express Gold Card vs Danske Bank Mastercard Platin

Compare American Express Gold Card and Danske Bank Mastercard Platin side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Gold Card versus Danske Bank Mastercard Platin compared by attribute
Feature American Express Gold Card Danske Bank Mastercard Platin
Card fee €240 EUR/yr (≈ $260) 1,395 DKK/yr (≈ $200)
Purchase APR (from) - 11.7%
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent. Points redeemable for airline transfers, hotel transfers, shopping, travel portal, and statement credits. No expiry. Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via Loyalty Key A/S. Platin cardholders receive a 15% discount on optional add-on insurance premiums compared to Basis pricing.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.) 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement).
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Gold Card if its checked rows above line up with how you spend most.
  • Choose the Danske Bank Mastercard Platin if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Gold Card Full review Danske Bank Mastercard Platin

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