Credit card

Danske Bank Mastercard Platin

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MASTERCARD

Apply for Danske Bank Mastercard Platin

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Credit card Danske Bank Mastercard

Card review

Danske Bank Mastercard Platin

4.3 8.6/10 DebitCue Score Verified Jun 20, 2026

Premium credit card with worldwide travel insurance, Priority Pass lounge access and 24/7 concierge

Fee: 1,395 DKK/yr (≈ $200); Discounted to DKK 795 for Danske Eksklusiv and Eksklusiv+ members. Included at no extra cost in the Private Banking Access package (by invitation only; Mastercard Platin Private Banking variant at DKK 1,895 standard).
Purchase APR: 11.7% - 22.8%
Interest-free: -
Foreign fee: 1.5%

Rewards

Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via Loyalty Key A/S. Platin cardholders receive a 15% discount on optional add-on insurance premiums compared to Basis pricing.

Our verdict

What stands out, and where it falls short.

What we like

Cashback at 1,700+ participating stores, restaurants and webshops in…
Airport lounge access
Travel insurance included
Pay in installments

Worth weighing

1,395 DKK/yr (≈ $200) card fee
1.5% foreign transaction fee

Who It Is For

Whether the Danske Bank Mastercard Platin fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the 1,395 DKK/yr (≈ $200) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in DKK.

Card fee: 1,395 DKK/yr (≈ $200)
Purchase APR: 11.7% - 22.8%
Interest-free period: -
Foreign transaction fee: 1.5%
Annual fee (standard): DKK 1,395
Annual fee (Eksklusiv / Eksklusiv+): DKK 795
Nominal interest rate (credit): 8.0–14.0% p.a.
APR (ÅOP) — standard: 15.8–22.3%
APR (ÅOP) — Eksklusiv+: 11.7–18.2%

Rewards and features

Rewards: Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via Loyalty Key A/S. Platin cardholders receive a 15% discount on optional add-on insurance premiums compared to Basis pricing.
Installments: 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement).
Pay with: Apple Pay, Google Pay, Contactless
Interest-free period: Up to 6 weeks when full balance repaid monthly
Priority Pass lounge visits included: 4 per year

Benefits and perks

Extras that come bundled with the card.

Worldwide annual travel insurance

Included in card fee — covers worldwide travel including baggage delay, flight delay, and lounge access during delay
Priority Pass — 4 complimentary visits/year

Access to 1,300+ Priority Pass airport lounges worldwide; 4 free visits per year included
Aviator Business Lounge — Copenhagen Airport

Complimentary access to Danske Bank Aviator Business Lounge at Copenhagen Airport
Danske Concierge 24/7

24/7 concierge service for restaurant reservations, ticket bookings, flower delivery and travel assistance (+45 70 11 20 40)
Optional car rental excess insurance

Add-on: DKK 225/year (15% discount vs. Basis rate)
Optional purchase & mobile insurance

Add-on: DKK 90/year (15% discount vs. Basis rate, before 1 July 2026)

Eligibility

What you need before you apply.

Minimum credit limit: DKK 50,000

Danske Bank Mastercard Platin: your questions answered

How much does the Danske Bank Mastercard Platin cost?

The Danske Bank Mastercard Platin costs 1,395 DKK/yr (≈ $200). Discounted to DKK 795 for Danske Eksklusiv and Eksklusiv+ members. Included at no extra cost in the Private Banking Access package (by invitation only; Mastercard Platin Private Banking variant at DKK 1,895 standard)..

What rewards does the Danske Bank Mastercard Platin earn?

The Danske Bank Mastercard Platin earns Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via Loyalty Key A/S. Platin cardholders receive a 15% discount on optional add-on insurance premiums compared to Basis pricing..

Does the Danske Bank Mastercard Platin charge foreign transaction fees?

Yes - the Danske Bank Mastercard Platin charges a 1.5% foreign transaction fee.

What is the interest rate on the Danske Bank Mastercard Platin?

The Danske Bank Mastercard Platin has a purchase APR of 11.7% - 22.8%.

Can I pay in installments with the Danske Bank Mastercard Platin?

Yes - 2–12 instalments for purchases over DKK 500 (for cards issued before 4 October 2023 with prior instalment agreement)..

Is the Danske Bank Mastercard Platin a credit, debit or prepaid card?

The Danske Bank Mastercard Platin is a credit card issued by Danske Bank on the Mastercard network.

Does the Danske Bank Mastercard Platin support Apple Pay and Google Pay?

Yes - the Danske Bank Mastercard Platin works with both Apple Pay and Google Pay.

Where can I get the Danske Bank Mastercard Platin?

The Danske Bank Mastercard Platin is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Danske Bank Mastercard Platin?

DebitCue rates the Danske Bank Mastercard Platin 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Danske Bank Mastercard Platin?

Use the Apply now button to continue on Danske Bank's secure site. Comparing and applying through DebitCue is free.