Credit card

Swedbank Mastercard Platinum

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MASTERCARD

Apply for Swedbank Mastercard Platinum

On Swedbank's secure site

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Credit card Swedbank Mastercard

Card review

Swedbank Mastercard Platinum

4.3 8.6/10 DebitCue Score Verified Jun 20, 2026

Premium card with unlimited airport lounge access and personal concierge

Fee: 1,700 SEK/yr (≈ $160); Reduced to 1,400 SEK for Nyckelkund (Key Customer) package holders
Purchase APR: 13.05% - 14.62%
Interest-free: -
Foreign fee: 1.65%

Rewards

Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice.

Our verdict

What stands out, and where it falls short.

What we like

Earn 1 point per 1 SEK spent on all…
Airport lounge access
Travel insurance included
Pay in installments

Worth weighing

1,700 SEK/yr (≈ $160) card fee
1.65% foreign transaction fee

Who It Is For

Whether the Swedbank Mastercard Platinum fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the 1,700 SEK/yr (≈ $160) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in SEK.

Card fee: 1,700 SEK/yr (≈ $160)
Purchase APR: 13.05% - 14.62%
Interest-free period: -
Foreign transaction fee: 1.65%
Annual fee: 1,700 SEK (1,400 SEK for Nyckelkund)
Nominal interest rate: 13.05 % (from 2025-10-01, variable)
Effective APR: 14.62 %
Cash advance fee: 3 % (min 45 SEK)

Rewards and features

Rewards: Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice.
Installments: Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest.
Pay with: Apple Pay, Contactless
Interest-free days: Up to 55 days
Credit limit range: 50,000–750,000 SEK
Lounge guest fee: €30 per accompanying guest per visit

Benefits and perks

Extras that come bundled with the card.

LoungeKey airport lounge access

Unlimited complimentary access to 1,200+ airport lounges worldwide; guests admitted at €30 per visit. Register at loungekey.com/swedbank.
Personal concierge service

Swedish-language concierge for restaurant reservations, hotel bookings and event tickets. Available Mon–Fri 08:00–21:00, Sat 09:00–17:00.
Premium travel insurance

Cancellation, delayed arrival, baggage delay, road assistance and more; activated when 50 %+ of trip paid with card
All-risk purchase protection

Comprehensive all-risk cover including electronics up to 5 years for purchases over 1,000 SEK, price guarantee and extended warranty
Rental car deductible waiver

Covers rental car deductible up to 40,000 SEK
Extended product warranty

Up to 5-year all-risk coverage on electronics and appliances (purchases over 1,000 SEK)
Bonus cashback programme

0.4 % cashback: 1 point per SEK spent, redeemable at 25,000 points for 100 SEK credit

Eligibility

What you need before you apply.

Minimum age: 18 years
Minimum monthly income: 10,417 SEK

Swedbank Mastercard Platinum: your questions answered

How much does the Swedbank Mastercard Platinum cost?

The Swedbank Mastercard Platinum costs 1,700 SEK/yr (≈ $160). Reduced to 1,400 SEK for Nyckelkund (Key Customer) package holders.

What rewards does the Swedbank Mastercard Platinum earn?

The Swedbank Mastercard Platinum earns Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice..

Does the Swedbank Mastercard Platinum charge foreign transaction fees?

Yes - the Swedbank Mastercard Platinum charges a 1.65% foreign transaction fee.

What is the interest rate on the Swedbank Mastercard Platinum?

The Swedbank Mastercard Platinum has a purchase APR of 13.05% - 14.62%.

Can I pay in installments with the Swedbank Mastercard Platinum?

Yes - Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest..

Is the Swedbank Mastercard Platinum a credit, debit or prepaid card?

The Swedbank Mastercard Platinum is a credit card issued by Swedbank on the Mastercard network.

Does the Swedbank Mastercard Platinum support Apple Pay and Google Pay?

The Swedbank Mastercard Platinum works with Apple Pay.

Where can I get the Swedbank Mastercard Platinum?

The Swedbank Mastercard Platinum is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Swedbank Mastercard Platinum?

DebitCue rates the Swedbank Mastercard Platinum 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Swedbank Mastercard Platinum?

Use the Apply now button to continue on Swedbank's secure site. Comparing and applying through DebitCue is free.