American Express Preferred Rewards Gold Credit Card vs Marriott Bonvoy American Express Card: fees, rewards and APR compared - DebitCue Skip to content
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American Express Preferred Rewards Gold Credit Card vs Marriott Bonvoy American Express Card

Compare American Express Preferred Rewards Gold Credit Card and Marriott Bonvoy American Express Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Preferred Rewards Gold Credit Card versus Marriott Bonvoy American Express Card compared by attribute
Feature American Express Preferred Rewards Gold Credit Card Marriott Bonvoy American Express Card
Card fee £195 GBP/yr (≈ $240) £95 GBP/yr (≈ $120)
Purchase APR (from) 29.1% 29.1%
Interest-free period 56 days 56 days
Foreign transaction fee 2.99% 2.99%
Rewards 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000. 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend.
Installments Flexible instalment plan available Flexible instalment plan available
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Preferred Rewards Gold Credit Card if its checked rows above line up with how you spend most.
  • Choose the Marriott Bonvoy American Express Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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