American Express Preferred Rewards Gold Credit Card
Points
American Express Preferred Rewards Gold Credit Card
American Express UK - American Express - Credit card
4.4
4.4 out of 5
8.8/10
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Head-to-head
American Express Preferred Rewards Gold Credit Card vs Revolut Ultra
Compare American Express Preferred Rewards Gold Credit Card and Revolut Ultra side by side: fees, rewards, APR, and perks.
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Revolut Ultra
Points
Revolut Ultra
Revolut - Visa - Prepaid card
4.6
4.6 out of 5
9.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Preferred Rewards Gold Credit Card | Revolut Ultra |
|---|---|---|
| Card fee | £195 GBP/yr (≈ $240) | £45 GBP/mo (≈ $56) |
| Purchase APR (from) | 29.1% | - |
| Interest-free period | 56 days | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | 1 Membership Rewards point per £1 on general spend; 2 points per £1 on foreign currency transactions and direct airline purchases; 3 points per £1 when booking travel through Amex Travel. Bonus 5,000 points at £10,000 annual spend; additional 5,000 at £20,000. | 1 RevPoint per £1 spent; redeemable 1:1 for Avios or Flying Blue miles |
| Installments | Flexible instalment plan available | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | ||
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Preferred Rewards Gold Credit Card if its checked rows above line up with how you spend most.
- Choose the Revolut Ultra if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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